FundingPips Legacy Rules
Designed for traders ready to dive straight into a Master Account with no evaluation phases, immediate market exposure, and direct access to our capital. This model demands a high-caliber strategy and elite risk management, making it the premier choice for disciplined professionals who value time as much as capital.
- No evaluation: live from day one, no multi-stage testing.
- 95% profit split: bi-weekly reward cycle.
- Strict risk rules: Max Trailing Loss Limit, max risk per trade, news restrictions.
- 7 profitable days per 30-day period are required to keep the account active and unlock rewards.
- Account sizes: $5K, $10K, $25K, $50K, $100K, and $200K.
Hard breaches are serious violations of established rules. Committing a hard breach results in immediate account closure with no grace period.
Hard Breaches
Hard Breach: Immediate Account Closure
Immediate account termination with no grace period. Click any card to learn more.
Opening or holding trades within the restricted news and speeches window is a hard breach. Holding positions over the weekend also results in immediate account closure, regardless of instrument.
See the restricted window details ↓A reset option at a 20% discount is now available for all account sizes.
- Available only within 7 calendar days of the breach
- Keeps the same account size
- Keeps the same trading platform
- Eligible after inactivity breaches
How is the daily limit calculated?
Daily Loss Limit: 3% of the higher value between the opening balance or opening equity for that day.
At the start of each trading day, the system records both balance and equity. Whichever is higher becomes the baseline. Equity cannot fall by more than 3% of that baseline at any point during the day, including floating losses from open trades.
Opening balance: $105K / Opening equity: $107K
Baseline = $107K (equity is higher)
3% of $107K = $3,210. Equity cannot drop to $103,790 that day.
Opening balance: $100K / Opening equity: $99K
Baseline = $100K (balance is higher)
3% of $100K = $3K. Equity cannot drop to $97K that day.
Both floating P&L and closed positions count toward the daily loss. The limit resets at 00:00 Platform Time (UTC+3). Check the countdown timer on the FundingPips dashboard.
How is the Max Trailing Loss Limit calculated?
The Trailing Loss Limit moves up when equity reaches a new high. It stays 5% of the initial account size below that high and never moves down. Once equity reaches 5% above the initial account size, the limit stops moving and locks at the initial account size.
Account size: $100K / Peak equity reached: $102K
Floor = $102K - 5% = $97,000. Equity cannot drop to $97,000 at any point.
Account size: $100K / Peak equity reached: $105K (5% profit)
The floor locks permanently at $100K (the starting account size). It will not trail further, regardless of how high equity climbs afterwards.
The Max Trailing Loss Limit does not reset after a reward is processed.
How is the Max Open Risk Limit enforced?
Max Open Risk Limit: 1% of the starting account size, measured in real time against the combined floating PnL.
This rule looks at the total unrealized loss across all open positions simultaneously. The moment the combined floating loss touches -1% of the starting account size, the account is breached, even if no trades have been closed yet.
Account size: $100K
1% of $100K = $1K
If one open trade is floating at -$1K or worse at any moment, the account is breached.
Account size: $100K
Three trades open simultaneously:
- Trade A floating loss: -$400
- Trade B floating loss: -$350
- Trade C floating loss: -$250
Combined floating loss: -$1K = Breach, even though each trade individually is within limit.
A profitable trade cannot offset a losing one when calculating this limit. Only losing positions count toward the -1% threshold.
What counts as a Risk Per Trade Idea?
The max loss allowed on a single trade idea on the Master Account, including both realized and unrealized losses across all related positions.
- Below $50K: 3% of Master Account Size
- $50K and above: 2% of Master Account Size
The biggest loss on any single trade must not reach the limit for the account size.
$25K account, limit: 3% = $750
A single trade loss of $750 or more = Breach
$100K account, limit: 2% = $2K
A single trade loss of $2K or more = Breach
Multiple positions on the same pair active at the same time are treated as one trade idea. Combined losses (including unrealized) must not reach the limit.
$25K account, limit: 3% = $750
Three concurrent buys on EURUSD:
- Trade 1 loss: $300
- Trade 2 loss: $200
- Trade 3 loss: $250
Combined: $750 = Breach, even if Trade 1 is still open
$100K account, limit: 2% = $2K
Three concurrent sells on XAUUSD:
- Trade 1 floating loss: $900
- Trade 2 floating loss: $700
- Trade 3 floating loss: $400
Combined: $2K = Breach, regardless of whether trades remain open
Each new position opened in the same direction within 10 minutes of closing a losing trade is part of the same trade idea, regardless of how many. The combined loss across all of them is assessed against the limit.
$25K account, limit: 3% = $750
- Trade 1: closed at $500 loss
- Trade 2: reopened same direction within 10 min, $250 loss
Combined: $750 = Breach
$100K account, limit: 2% = $2K
- Trade 1: closed at $1,200 loss
- Trade 2: reopened same direction within 10 min, $800 loss
Combined: $2K = Breach
What counts as a profitable day?
At least 7 profitable days must be achieved within every rolling 30-day period. A day only qualifies if the net closed profit for that day is at least 0.25% of the Master Account Size.
The first 30-day period starts on the first trade made on the account. The counter resets either at the end of each cycle or after a reward is successfully processed.
A day is counted only when a trade is closed on that day with at least 0.25% net profit, based on the starting account size. Opening a trade is not enough; it must be fully completed.
What counts as activity?
The account is breached if no trades are completed in 30 consecutive calendar days. At least one complete trade, opened and fully closed, must occur within any 30-day window to keep the account active.
- No trades placed yet: the clock starts from the account creation date.
- Previously traded: the clock starts the day after the last trade was fully closed.
A trade only counts as activity once it is fully closed. Leaving a trade open does not reset or pause the inactivity timer.
What is the restricted news & weekend window?
There are two separate prohibitions on FundingPips Zero. Each is a hard breach on its own.
No position may be opened, closed, or held within the restricted window around any high-impact news event on the affected currency.
- Scheduled news releases: the window runs from 10 minutes before the event to 10 minutes after.
- High-impact speeches: the window runs from 10 minutes before the speech begins to 10 minutes after it ends.
- Only events marked in Restricted on Economic Calendar on the FundingPips dashboard are restricted. Medium and low-impact events are not affected.
FundingPips uses the Economic Calendar on the main dashboard as the official news source which features events and speeches.
High-impact news and speeches tagged as Restricted are subject to our news trading rules.
All positions must be fully closed before market close on Friday. Leaving any position open into the weekend is an immediate account termination, regardless of instrument.
- Forex, Metals, Energies, Indices, Crypto: must be closed before Friday market close.
Soft breaches do not lead to account closure, but may result in restrictions such as limited access or removal of profits depending on the violated rule.
Soft Breach
Soft Breach: Rewards Blocked Until Resolved
To request a reward, the biggest winning day must not exceed 15% of total accumulated profit. Trading can continue to bring the score back within range.
| Day | Result |
|---|---|
| Day 1 | $518 Profit |
| Day 2 | $497 Profit |
| Day 3 | $508 Profit |
| Day 4 | $459 Profit |
| Day 5 | $492 Profit |
| Day 6 (Biggest Winning Day) | $520 Profit |
| Day 7 | $506 Profit |
- Total profit: $3,500
- Max allowable single day (15%): $525 ($3,500 x 0.15)
- Consistency score: $520 / $3,500 x 100% = 14.86%
14.86% is within the 15% limit. Reward request can proceed provided all other conditions are also met.
Continue trading and keep each day's profit below the current biggest winning day. As total profit grows, the percentage that one big day represents will naturally fall and bring the score back within range.
The minimum reward request is 1% of the Master Account Size (including FundingPips' split). Transfers are subject to exchange rates and transaction fees.
Reward Structure
Rewards can be requested with a 95% profit split every 14 calendar days after the first executed trade on the Master Account. The cycle resets after each successfully processed reward.
If the reward date passes without a request, the window remains open until the request is submitted. The cycle only resets once a reward is successfully processed.
Eligibility Requirements
All four conditions must be met simultaneously to submit a reward request:
Consistency Score 15% or below
The biggest winning day must not exceed 15% of total cumulative profits. See the Consistency Score accordion in Additional Guidelines for a full example.
7 Profitable Trading Days
At least 7 days with net profit of 0.25% or more of the starting Master Account Size within the current rolling 30-day period.
3% Safety Cushion
The first 3% profit on the Master Account isn't eligible for reward request. It acts as a buffer to prevent the daily loss limit from being triggered during reward processing.
Biggest Loss Does Not Exceed Biggest Win
The largest single losing trade must not exceed the largest single winning trade. Keep trading until this condition is satisfied.
Mechanics of the Master Account, including purchasing power, trade costs, and execution limits.
Swap-Free Add-On
Available at purchase for traders observing Islamic finance principles. Removes overnight swap charges on eligible instruments.
During purchase, traders can select the Swap-Free add-on to hold positions overnight without incurring swap (interest) fees.
This add-on is exclusively available on MetaTrader 5. It is not supported on cTrader or Match-Trader.
- Applies to Forex and Metals only.
- Energies, Indices, and Crypto still incur standard swap charges even with the add-on active.
- Weekend holds remain prohibited on FundingPips Zero regardless of this add-on. All positions must be closed before Friday market close.
Commission
Standard accounts use the base commission structure. Accounts with the Swap-Free Add-on (MT5 only) pay higher commission in exchange for no overnight swap fees.
Lot size x crypto price x 0.04%. For example, 1 lot of ETH/USD at $2,600 = $1.04 commission.
| Instrument | Standard Account | Swap-Free Account (MT5) |
|---|---|---|
| Forex | $7 per lot | $10 per lot |
| Metals | $7 per lot | $10 per lot |
| Energies / Indices | No commission | No commission |
| Crypto | 0.04% | 0.04% |
Leverage
| Instrument | Standard Account | Swap-Free Account (MT5) |
|---|---|---|
| Forex | 1:50 | 1:30 |
| Metals | 1:10 | 1:10 |
| Energies | 1:10 | 1:10 |
| Indices | 1:10 | 1:5 |
| Crypto | 1:2 | 1:1 |
Instruments
View full instrument list by category
| Category | Instruments |
|---|---|
| FX Majors7 | EURUSD, GBPUSD, USDJPY, USDCHF, USDCAD, AUDUSD, NZDUSD |
| FX Crosses21 | AUDCAD, AUDCHF, AUDJPY, AUDNZD, CADCHF, CADJPY, CHFJPY, EURAUD, EURCAD, EURCHF, EURGBP, EURJPY, EURNZD, GBPAUD, GBPCAD, GBPCHF, GBPJPY, GBPNZD, NZDCAD, NZDCHF, NZDJPY |
| Metals2 · spot | XAUUSD Gold (1 lot = 100 oz), XAGUSD Silver (1 lot = 5,000 oz) |
| Indices7 · cash | DJI30 (US Wall Street 30), FTSE100 (UK 100), GER40 (Germany 40), JP225 (Japan 225), NDX100 (US Tech 100), SPX500 (US SPX 500), STX50 (EU Stocks 50) |
| Energies2 · spot | UKOIL (Crude Oil Brent), USOIL (Crude Oil WTI) |
| Crypto2 | BTCUSD (Bitcoin vs USD), ETHUSD (Ethereum vs USD) |
Lot Size Limit
A hard 20-lot limit is enforced at the platform level on every single trade. This cannot be overridden regardless of margin or leverage allowance. For crypto specifically, a separate 1-lot limit per click applies.
1 Step Flex has one Evaluation phase and the fewest rules on how to trade.
- One phase, to Master: a single Evaluation phase, then the Master Account.
- No minimum trading days: pass on any schedule.
- 85% Bi-Weekly reward: request a Reward every two weeks.
- Five account sizes: $5K, $10K, $25K, $50K, and $100K.
Tests trading skills and builds a trading profile.
- Achieve a 12% profit target during Phase 1.
- No minimum trading days and no time limit to pass.
- Adhere to all trading rules and risk limits.
A second chance built for momentum. If an account is breached due to trading behavior, risk violations, or inactivity breach, it can restart quickly without changing the setup with a discounted reset shown below.
- Evaluation Reset: 15% off the purchase price
- Master Account Reset: 7% off the purchase price (excluding $100K accounts)
- A non-USD account resets as a USD account.
- Available only within 7 calendar days of the breach
- Keeps the same account size
- Keeps the same trading platform
- The reward cycle can be selected once the evaluation account reaches to Master Account
- If a Master Account is reset, it restarts from Phase 1
Profit Concentration Policy
Evaluation Phase · All Account Sizes
The Profit Concentration Policy sets clear expectations on evaluation results. If a single trade idea accounts for more than 60% of the profit target in an evaluation phase, the Master Account created after passing will require 4 minimum profitable days before each reward can be requested.
How does the Profit Concentration Policy work?
During any Evaluation phase, if a single trade idea accounts for more than 60% of the profit target, the policy is triggered. This applies even if the account has not yet reached the full profit target.
Example: 1 Step Flex (12% target on a $5K account) the profit target is $600, so 60% of the target is $360.
If one trade idea contributed $400, the policy is triggered because that single trade idea contributed more than $360.
If one trade idea contributed $400, the policy is also triggered, the trade idea exceeded 60% of the $360 profit target, even if the account balance is below its initial account size.
- The policy is assessed at the phase level. Each phase is evaluated independently.
When the policy is triggered, the Master Account created after passing that evaluation requires a minimum of 4 profitable days before each reward can be requested.
- A profitable day is a trading day where net realized profit is at least 0.5% of the account's initial balance on the Master Account.
- The 4 profitable days do not need to be consecutive.
- The profitable-day requirement applies even if the Master Account is in drawdown, as long as the required daily profit threshold is met.
- Once 4 profitable days are achieved, reward requests are available as normal.
If the account is currently $98,000 in drawdown, but the day closes with $600 in net realized profit, that day qualifies as one profitable day. The account does not need to recover the drawdown before the day can count.
One trade, multiple trades running together on the same instrument and in the same direction, or any new trade opened within 10 minutes of closing a losing trade is considered a single trade idea. All closed profits or losses from a single trade idea are counted together.
This policy applies to newly created Evaluation accounts of all sizes, created on or after June 27, 2026. Existing Evaluation accounts are not affected.
- Evaluation accounts created before June 27, 2026 are not subject to this policy.
- If currently in Phase 1 and passing after June 27, 2026, the new Phase 2 account will be subject to this policy.
- If already in Phase 2 as of June 27, 2026, this policy does not apply, even after passing.
- Any new Evaluation account created on or after June 27, 2026 is subject to this policy.
The Master Account
Once Phase 1 is passed, the opportunity is offered to trade on a Master Account. For setup instructions, click here.
Hard breaches are serious violations of established rules. Committing a hard breach results in immediate account closure with no grace period.
Hard Breaches
Hard Breach: Immediate Account Closure
Immediate account termination with no grace period. Click any card to learn more.
How is this calculated? ↓
How is it calculated? ↓
What counts as activity? ↓
How do warnings work? ↓
How is the Max Loss Limit calculated?
Max Loss Limit: 12% of the starting account size.
The Max Loss Limit is based on the starting account size. Both open and closed losses are counted, and equity or balance cannot touch this level at any point, including floating losses from open trades. A breach closes the account.
Starting account size: $100K
Based on $100K (the account size)
12% of $100K = $12K. Equity or balance cannot drop to $88K at any point.
How is the Daily Loss Limit calculated?
Daily Loss Limit: 3% of the higher value between the opening balance or opening equity for that day.
At the start of each trading day, the system records both balance and equity. Whichever is higher becomes the baseline. Equity cannot fall by more than 3% of that baseline at any point during the day, including floating losses from open trades.
Opening balance: $105K / Opening equity: $107K
Baseline = $107K (equity is higher)
3% of $107K = $3,210. Equity cannot drop to $103,790 that day.
Opening balance: $100K / Opening equity: $99K
Baseline = $100K (balance is higher)
3% of $100K = $3K. Equity cannot drop to $97K that day.
Both floating P&L and closed positions count toward the daily loss. The limit resets at 00:00 Platform Time (UTC+3). Check the countdown timer on the FundingPips dashboard.
What counts as activity?
The account is breached if no trades are completed in 30 consecutive calendar days. At least one complete trade, opened and fully closed, must occur within any 30-day window to keep the account active.
- No trades placed yet: the clock starts from the account creation date.
- Previously traded: the clock starts the day after the last trade was fully closed.
A trade only counts as activity once it is fully closed. Leaving a trade open does not reset or pause the inactivity timer. There is no time limit to hit the Profit Target, so this is the one rule that can close the account without a loss.
How does the Striking System work?
The Striking System applies when the closed and floating loss on one trade idea reaches 1% of the Master Account size.
All losses from a single trade idea are counted together. A trade idea can be any of the following:
- One trade
- Multiple trades running together on the same instrument and in the same direction
- Two or more new trades opened within 10 minutes of closing a losing trade
Warnings are cumulative and do not reset between Reward cycles.
| Warning | What happens |
|---|---|
| 1st | A warning is recorded. |
| 2nd | The reward split drops by half (for example, from 80% to 40%). |
| 3rd | The reward split drops to 20%. |
| 4th | Account breach. The account is closed immediately. |
Any profit from trade ideas that received a warning is deducted from the account.
News & Speeches Trading
We use the Economic Calendar on the FundingPips dashboard as our official news source, which features the News and Speeches.
Trading during high-impact news and speeches is subject to specific restrictions depending on account phase.
Purposely trading during news and speeches in both the Evaluation and Master phases is prohibited and will result in account closure.
There are no news trading restrictions during the Evaluation phase. Trades can be held and managed during the news events.
These rules do not result in account closure, but affected profits will be deducted.
Trades can be held during news events on the Master Account, however specific rules apply to trades opened or closed near high-impact news or speeches events.
Restricted News; the window runs from 5 minutes before or 5 minutes after high-impact news.
Restricted Speeches; the window runs from 10 minutes before the high-impact speech begins until 10 minutes after it concludes.
Profits made from trades opened or closed within the restricted high-impact news and speeches on the affected currency may be deducted.
Trades opened 5 hours or more before a high-impact event or speech are excluded from the restriction and can be closed within the restricted window. Profits from these trades will count.
- Related currency: if news and speeches affects USD, trades cannot be opened or closed on any USD-related pairs within the restricted windows.
- Trade opened 30 minutes before the event: closing it within the window will result in those profits not being counted.
- Trades opened more than 5 hours before the news or speech: profits will count if closed within the restricted windows.
- Trades opened less than 5 hours before the news or speech: profits will not count if closed during the restricted windows.
- Closing any partial orders will affect the entire order, leading to a news trading flag.
- Traders are responsible for violations if deductions exceed the daily or max loss limit.
Holding Trades Over the Weekend
- Holding trades over the weekend exposes the account to gap risk when markets reopen on Monday.
Weekend holds are permitted during evaluation phases for all instruments on 1 Step Flex. Opening and Closing trades during the weekend is not allowed for both Evaluation and Master phase.
On the Master Account, a temporary change is in effect: holding trades over the weekend is currently not allowed on 1 Step Flex Master Accounts. All open trades will be automatically closed by the system over the weekend. This will not result in an account breach; however, it will not count as a valid trading day.
Profits from these trades will still be added to the account balance while the biggest winning day and biggest losing day will be included in the consistency score calculation.
The minimum reward request is 1% of the Master Account Size (including FundingPips' split). Transfers are subject to exchange rates and transaction fees.
How does this work? ↓
How does this work? ↓
Reward Cycles
Request a Reward every two weeks. The profit has to meet the 1% minimum of the account size first. On a $100K account that is $1K.
The Rewards page shows the next request date and the profit available.
This applies to Evaluation Accounts purchased on or after 15 August 2026.
Request a Reward with a 100% split every 30 calendar days after the first executed trade on the Master Account. The consistency score and profitable days reset after each successfully processed reward.
Eligibility Requirements
- A 35% consistency score must be achieved: no single trading day can account for more than 35% of total profit. This resets after each reward.
- At least 7 profitable days to qualify for a reward, each with 0.5% or more profit of the starting Master Account Size. Profitable days resets after each reward.
- The Striking System already applies at a 1% of account size warning trigger, at every account size. The Monthly cycle does not change this; the trigger remains 1% on Bi-Weekly as well.
Mechanics of the Master Account, including purchasing power, trade costs, and execution limits.
- Dynamic leverage has been applied to Metals, Energies, and Indices on Master Accounts. See the Important Information section below.
Swap-Free Add-On
Available at purchase for traders observing Islamic finance principles. Removes overnight swap charges on eligible instruments.
During purchase, traders can select the Swap-Free add-on to hold positions overnight without incurring swap (interest) fees.
This add-on is exclusively available on MetaTrader 5. It is not supported on cTrader or Match-Trader.
- Applies to Forex and Metals only.
- Energies, Indices, and Crypto still incur standard swap charges even with the add-on active.
Commission
Standard accounts use the base commission structure. Accounts with the Swap-Free Add-on (MT5 only) pay higher commission in exchange for no overnight swap fees.
Lot size x crypto price x 0.04%. For example, 1 lot of ETH/USD at $2,600 = $1.04 commission.
| Instrument | Standard Account | Swap-Free Account (MT5) |
|---|---|---|
| Forex | $5 per lot | $10 per lot |
| Metals | $5 per lot | $10 per lot |
| Energies | No commission | No commission |
| Indices | No commission | No commission |
| Crypto | 0.04% | 0.04% |
Leverage
| Instrument | Standard Account | Swap-Free Account (MT5) |
|---|---|---|
| Forex | 1:100 | 1:30 |
| Metals | 1:30 | 1:10 |
| Energies | 1:10 | 1:5 |
| Indices | 1:20 | 1:5 |
| Crypto | 1:2 | 1:1 |
Once Phase 1 is passed and the account moves to the Master Account, Crypto leverage changes from 1:2 to 1:1, including on swap-free accounts. This is a temporary change and is separate from the Dynamic Leverage below. During Phase 1, Crypto leverage stays at 1:2.
Important Information
We actively monitor market conditions and geopolitical developments to ensure a safe and stable trading environment. When volatility, liquidity, or overall risk levels change, we may adjust trading conditions as needed. This can include temporary changes to leverage and margin requirements. All updates will be communicated to clients promptly by email.
Leverage Update: Effective 16 March 2026 at 23:59 Server Time (UTC+3)
Temporary Dynamic Leverage
Dynamic leverage is designed to give more trading flexibility while maintaining responsible risk controls. Instead of applying a single fixed leverage ratio to the entire position, it uses a tiered structure where smaller trade lot sizes benefit from higher leverage, and the ratio gradually decreases as position size grows. The temporary Dynamic Leverage is applied to Metals, Indices, and Energies on Master Accounts.
Dynamic Leverage Tiers
| Lot Size | Leverage |
|---|---|
| 0.00 - 0.05 lots | 1:50 |
| 0.05 - 0.10 lots | 1:30 |
| 0.10 - 0.15 lots | 1:25 |
| 0.15 - 0.25 lots | 1:20 |
| 0.25 - 0.50 lots | 1:10 |
| 0.50 and above lots | 1:5 |
The first 0.05 lots of any position uses 1:50 leverage, meaning only a small fraction of the trade's full value is needed as margin. As the position grows beyond that, each additional portion requires progressively more margin (stepping through 1:30, 1:25, 1:20, and 1:10) until any volume above 0.50 lots uses the base rate of 1:5.
The margin requirement is calculated cumulatively, each tier only applies to the portion of volume within its range, not the entire position. So, the lower tiers always benefit the trade, no matter how large it becomes.
Instruments
View full instrument list by category
| Category | Instruments |
|---|---|
| FX Majors7 | EURUSD, GBPUSD, USDJPY, USDCHF, USDCAD, AUDUSD, NZDUSD |
| FX Crosses21 | AUDCAD, AUDCHF, AUDJPY, AUDNZD, CADCHF, CADJPY, CHFJPY, EURAUD, EURCAD, EURCHF, EURGBP, EURJPY, EURNZD, GBPAUD, GBPCAD, GBPCHF, GBPJPY, GBPNZD, NZDCAD, NZDCHF, NZDJPY |
| Metals2 · spot | XAUUSD Gold (1 lot = 100 oz), XAGUSD Silver (1 lot = 5,000 oz) |
| Indices7 · cash | DJI30 (US Wall Street 30), FTSE100 (UK 100), GER40 (Germany 40), JP225 (Japan 225), NDX100 (US Tech 100), SPX500 (US SPX 500), STX50 (EU Stocks 50) |
| Energies2 · spot | UKOIL (Crude Oil Brent), USOIL (Crude Oil WTI) |
| Crypto2 | BTCUSD (Bitcoin vs USD), ETHUSD (Ethereum vs USD) |
Lot Size Limit
A hard 20-lot limit is enforced at the platform level on every single trade. This cannot be overridden regardless of margin or leverage allowance. For crypto specifically, a separate 1-lot limit per click applies and is the binding restriction.
Frequently Asked Questions
Our 2 Step Standard Model is the industry standard and top choice for traders who believe mastery is built on a foundation of consistency. This two-tier evaluation ensures that reaching the Master level comes with the proven track record to stay there.
- 2-phase evaluation: Phase 1 (8%) + Phase 2 (5%).
- Flexible reward cycles: Weekly 60%, Bi-Weekly 80%, Monthly 100%, or On Demand 90%.
- 1:100 Forex leverage: the highest standard Forex leverage available across all models.
- News trading allowed on Master: within the restricted window.
- Account sizes: $5K, $10K, $25K, $50K, and $100K.
Tests trading skills and builds a trading profile.
- Achieve an 8% profit target during Phase 1.
- Complete a minimum of 3 trading days to pass.
- Adhere to all trading rules and risk limits.
Confirms consistency and validates Phase 1 performance.
- Achieve a 5% profit target during Phase 2.
- Complete a minimum of 3 trading days to pass.
- Adhere to all trading rules and risk limits.
A second chance built for momentum. If an account is breached due to trading behavior, risk violations, or inactivity breaches, it can restart quickly without changing the setup with a discounted reset shown below.
- Phase 1 Reset: 15% off the purchase price
- Phase 2 Reset: 10% off the purchase price
- Master Account Reset: 7% off the purchase price (excluding $100K accounts)
- Existing 2 Step Standard accounts with a 10% profit target will reset as 2 Step Flex with 85% profit split
- A non-USD account resets as a USD account.
- Available only within 7 calendar days of the breach
- Keeps the same account size
- Keeps the same trading platform
- The reward cycle can be selected once the evaluation account reaches the Master Account.
- If a Phase 2 or Master Account is reset, it restarts from Phase 1
Profit Concentration Policy
Evaluation Phase · $25,000 and above
The Profit Concentration Policy brings more clarity and clear expectations to how evaluation results are assessed. If a single trade idea accounts for more than 60% of the profit target in any evaluation phase, the Master Account created after passing will require 4 minimum profitable days before each reward can be requested. This applies if the account has not yet reached the full profit target, in profit, or in drawdown.
How does the Profit Concentration Policy work?
During any Evaluation phase, if a single trade idea accounts for more than 60% of the profit target, the policy is triggered. This applies even if the account has not yet reached the full profit target.
Example: 2 Step Standard (8% target on a $25K account) the profit target is $2,000, so 60% of the target is $1,200.
If one trade idea contributed $1,250, the policy is triggered because that single trade idea contributed more than $1,200.
If one trade idea contributed $1,250, the policy is also triggered, the trade idea exceeded 60% of the $1,200 profit target, even if the account balance is below its initial account size.
- The policy is assessed at the phase level. Each phase is evaluated independently.
When the policy is triggered, the Master Account created after passing that evaluation requires a minimum of 4 profitable days before each reward can be requested.
- A profitable day is a trading day where net realized profit is at least 0.5% of the account's initial balance on the Master Account.
- The 4 profitable days do not need to be consecutive.
- The profitable-day requirement applies even if the Master Account is in drawdown, as long as the required daily profit threshold is met.
- Once 4 profitable days are achieved, reward requests are available as normal.
If the account is currently $98,000 in drawdown, but the day closes with $600 in net realized profit, that day qualifies as one profitable day. The account does not need to recover the drawdown before the day can count.
One trade, multiple trades running together on the same instrument and in the same direction, or any new trade opened within 10 minutes of closing a losing trade is considered a single trade idea. All closed profits or losses from a single trade idea are counted together.
This policy applies to newly created Evaluation accounts at $25,000 and above, created on or after June 27, 2026. Existing Evaluation accounts are not affected.
- Evaluation accounts created before June 27, 2026 are not subject to this policy.
- If currently in Phase 1 and passing after June 27, 2026, the new Phase 2 account will be subject to this policy.
- If already in Phase 2 as of June 27, 2026, this policy does not apply, even after passing.
- Any new Evaluation account created on or after June 27, 2026 is subject to this policy.
The Master Account
Once both phases are passed, the opportunity to trade on a Master Account is offered. For setup instructions, click here.
Hard breaches are serious violations of established rules. Committing a hard breach results in immediate account closure with no grace period.
Hard Breaches
Hard Breach: Immediate Account Closure
Immediate account termination with no grace period. Click any card to learn more.
How is it calculated? ↓
How is it calculated? ↓
How are trade ideas grouped? ↓
How does this work? ↓
What counts as activity? ↓
How is the Max Loss Limit calculated?
Max Loss Limit: 10% of the starting account size.
This is a static floor; it never moves. Equity or balance cannot touch this level at any point across all phases, including floating losses from open trades.
Account size: $100K
10% of $100K = $10K. Equity or balance cannot drop to $90K at any point.
How is the Daily Loss Limit calculated?
Daily Loss Limit: 5% of the higher value between the opening balance or opening equity for that day.
At the start of each trading day, the system records both balance and equity. Whichever is higher becomes the baseline. Equity cannot fall by more than 5% of that baseline at any point during the day, including floating losses from open trades.
Opening balance: $105K / Opening equity: $107K
Baseline = $107K (equity is higher)
5% of $107K = $5,350. Equity cannot drop to $101,650 that day.
Opening balance: $100K / Opening equity: $99K
Baseline = $100K (balance is higher)
5% of $100K = $5K. Equity cannot drop to $95K that day.
Both floating P&L and closed positions count toward the daily loss. The limit resets at 00:00 Platform Time (UTC+3). Check the countdown timer on the FundingPips dashboard.
What counts as a Risk Per Trade Idea?
Risk Per Trade Idea does not apply during the evaluation phases. It is enforced on Master Accounts, including merged accounts. Learn more about Risk Per Trade Idea here.
The max loss allowed on a single trade idea on the Master Account, including both realized and unrealized losses across all related positions.
- Below $25K: Removed
- Accounts $25k and below $50K: 3% of Master Account Size
- $50K and above: 2% of Master Account Size
The biggest loss on any single trade must not reach the limit for the account size.
$25K account, limit: 3% = $750
A single trade loss of $750 or more = Breach
$100K account, limit: 2% = $2,000
A single trade loss of $2,000 or more = Breach
Multiple positions on the same pair active at the same time are treated as one trade idea. Combined losses (including unrealized) must not reach the limit.
$25K account, limit: 3% = $750
Three concurrent buys on EURUSD:
- Trade 1 loss: $300
- Trade 2 loss: $200
- Trade 3 loss: $250
Combined: $750 = Breach, even if Trade 1 is still open
$100K account, limit: 2% = $2,000
Three concurrent sells on XAUUSD:
- Trade 1 floating loss: $900
- Trade 2 floating loss: $700
- Trade 3 floating loss: $400
Combined: $2,000 = Breach, regardless of whether trades remain open
Each new position opened in the same direction within 10 minutes of closing a losing trade is part of the same trade idea, regardless of how many. The combined loss across all of them is assessed against the limit.
$25K account, limit: 3% = $750
- Trade 1: closed at $500 loss
- Trade 2: reopened same direction within 10 min, $250 loss
Combined: $750 = Breach
$100K account, limit: 2% = $2,000
- Trade 1: closed at $1,200 loss
- Trade 2: reopened same direction within 10 min, $800 loss
Combined: $2,000 = Breach
What counts as activity?
The account is breached if no trades are completed in 30 consecutive calendar days. At least one complete trade, opened and fully closed, must occur within any 30-day window to keep the account active.
- No trades placed yet: the clock starts from the account creation date.
- Previously traded: the clock starts the day after the last trade was fully closed.
A trade only counts as activity once it is fully closed. Leaving a trade open does not reset or pause the inactivity timer.
How does the Striking System work?
The Striking System applies when the closed and floating loss on one trade idea reaches 1.2% of the Master Account size. This applies only to Master Accounts above $25K with an 8% profit target.
All losses from a single trade idea are counted together. A trade idea can be any of the following:
- One trade
- Multiple trades running together on the same instrument and in the same direction
- Two or more new trades opened within 10 minutes of closing a losing trade
Warnings are cumulative and do not reset between Reward cycles.
| Warning | What happens |
|---|---|
| 1st | A warning is recorded. |
| 2nd | The reward split drops by half (for example, from 80% to 40%). |
| 3rd | The reward split drops to 20%. |
| 4th | Account breach. The account is closed immediately. |
News & Speeches Trading
We use the Economic Calendar on the FundingPips dashboard as our official news source, which features the News and Speeches.
Trading during high-impact news and speeches is subject to specific restrictions depending on account phase.
Purposely trading news in both evaluation phase and master phase is prohibited and will lead to account closure.
There are no news trading restrictions during the Evaluation phase. Trades can be held and managed during the news events.
These rules do not result in account closure, but affected profits will be deducted.
Trades can be held during news events on the Master Account, however specific rules apply to trades opened or closed near high-impact news and speeches events.
Restricted News; the window runs from 5 minutes before or 5 minutes after high-impact news .
Restricted Speeches; the window spans from 10 minutes before the high-impact speech begins until 10 minutes after it concludes.
Profits made from trades opened or closed within the restricted window around any high-impact news and speeches on the affected currency may be deducted.
Trades opened 5 hours or more before a high-impact event or speech are excluded from the restriction and can be closed within the restricted window. Profits from these trades will count.
- Related currency: restricted affects USD, trades cannot be opened or closed on any USD-related pairs within the 5-minute before or 5-minute after window.
- Trade opened 30 minutes before the event: closing it within the window will result in those profits not being counted.
- Trades opened more than 5 hours before the news or speeches: profits will count if closed within the restricted window.
- Trades opened less than 5 hours before the news or speeches: profits will not count if closed during the restricted window.
- Closing any partial orders will affect the entire order, leading to a news trading flag.
- Traders are responsible for violations if deductions exceed the daily or max loss limit.
Holding Trades Over the Weekend
- Holding trades over the weekend exposes the account to gap risk when markets reopen on Monday.
Weekend holds are permitted during evaluation phases for all instruments on 2 Step Standard. Opening and Closing trades during the weekend is not allowed for both Evaluation and Master phase.
On the Master Account, a temporary change is in effect: holding trades over the weekend is currently not allowed on 2 Step Standard Master Accounts. All open trades will be automatically closed by the system over the weekend. This will not result in an account breach; however, it will not count as a valid trading day.
Profits from these trades will still be added to the account balance while the biggest winning day and biggest losing day will be included in the consistency score calculation.
The minimum reward request is 1% of the Master Account Size (including FundingPips' split). Transfers are subject to exchange rates and transaction fees.
Reward Cycles
How does this work? ↓
How does this work? ↓
How does this work? ↓
How does this work? ↓
Request an On Demand Reward with a 90% split at any time once both of the following criteria are met:
- A 35% consistency score must be achieved: no single trading day can account for more than 35% of total profit.
- The minimum reward amount for On Demand is 2% of the Master Account Size.
Request a Reward with a 60% split seven days after the first executed trade on the Master Account.
- First trade on Monday, then request the following Monday
- First trade on Tuesday, then request the following Tuesday
- First trade on Wednesday, then request the following Wednesday
- First trade on Thursday, then request the following Thursday
- First trade on Friday, then request the following Friday
Request a Reward with an 80% split every 14 calendar days after the first executed trade on the Master Account.
This applies to Evaluation Accounts purchased on or after 15 August 2026.
Request a Reward with a 100% split every 30 calendar days after the first executed trade on the Master Account. The consistency score and profitable days reset after each successfully processed reward.
Eligibility Requirements
- A 35% consistency score must be achieved: no single trading day can account for more than 35% of total profit. This resets after each reward.
- At least 7 profitable days to qualify for a reward, each with 0.5% or more profit of the starting Master Account Size. Profitable days resets after each reward.
- The Striking System warning trigger drops to 1% of account size, at every account size, for as long as the reward cycle is set to Monthly. This replaces the standard 1.2% trigger that applies above $25K on the Weekly, Bi-Weekly, and On Demand cycles.
Mechanics of the Master Account, including purchasing power, trade costs, and execution limits.
- Dynamic leverage has been applied to Metals, Energies, and Indices on Master Accounts. See the Important Information section below.
Swap-Free Add-On
Available at purchase for traders observing Islamic finance principles. Removes overnight swap charges on eligible instruments.
During purchase, traders can select the Swap-Free add-on to hold positions overnight without incurring swap (interest) fees.
This add-on is exclusively available on MetaTrader 5. It is not supported on cTrader or Match-Trader.
- Applies to Forex and Metals only.
- Energies, Indices, and Crypto still incur standard swap charges even with the add-on active.
Commission
Standard accounts use the base commission structure. Accounts with the Swap-Free Add-on (MT5 only) pay higher commission in exchange for no overnight swap fees.
Lot size x crypto price x 0.04%. For example, 1 lot of ETH/USD at $2,600 = $1.04 commission.
| Instrument | Standard Account | Swap-Free Account (MT5) |
|---|---|---|
| Forex | $5 per lot | $10 per lot |
| Metals | $5 per lot | $10 per lot |
| Energies / Indices | No commission | No commission |
| Crypto | 0.04% | 0.04% |
Leverage
| Instrument | Standard Account | Swap-Free Account (MT5) |
|---|---|---|
| Forex | 1:100 | 1:30 |
| Metals | 1:30 | 1:10 |
| Energies | 1:10 | 1:5 |
| Indices | 1:20 | 1:5 |
| Crypto | 1:2 | 1:1 |
Once Phase 2 is passed and the account moves to the Master Account, Crypto leverage changes from 1:2 to 1:1, including on swap-free accounts. This is a temporary change and is separate from the Dynamic Leverage below. During the evaluation phases, Crypto leverage stays at 1:2.
Important Information
We actively monitor market conditions and geopolitical developments to ensure a safe and stable trading environment. When volatility, liquidity, or overall risk levels change, we may adjust trading conditions as needed. This can include temporary changes to leverage and margin requirements. All updates will be communicated to clients promptly by email.
Leverage Update: Effective 16 March 2026 at 23:59 Server Time (UTC+3)
Temporary Dynamic Leverage
Dynamic leverage is designed to give more trading flexibility while maintaining responsible risk controls. Instead of applying a single fixed leverage ratio to the entire position, it uses a tiered structure where smaller trade lot sizes benefit from higher leverage, and the ratio gradually decreases as position size grows. The temporary Dynamic Leverage is applied to Metals, Indices, and Energies on Master Accounts.
Dynamic Leverage Tiers
| Lot Size | Leverage |
|---|---|
| 0.00 - 0.05 lots | 1:50 |
| 0.05 - 0.10 lots | 1:30 |
| 0.10 - 0.15 lots | 1:25 |
| 0.15 - 0.25 lots | 1:20 |
| 0.25 - 0.50 lots | 1:10 |
| 0.50 and above lots | 1:5 |
The first 0.05 lots of any position uses 1:50 leverage, meaning only a small fraction of the trade's full value is needed as margin. As the position grows beyond that, each additional portion requires progressively more margin (stepping through 1:30, 1:25, 1:20, and 1:10) until any volume above 0.50 lots uses the base rate of 1:5.
The margin requirement is calculated cumulatively, each tier only applies to the portion of volume within its range, not the entire position. So, the lower tiers always benefit the trade, no matter how large it becomes.
Instruments
View full instrument list by category
| Category | Instruments |
|---|---|
| FX Majors7 | EURUSD, GBPUSD, USDJPY, USDCHF, USDCAD, AUDUSD, NZDUSD |
| FX Crosses21 | AUDCAD, AUDCHF, AUDJPY, AUDNZD, CADCHF, CADJPY, CHFJPY, EURAUD, EURCAD, EURCHF, EURGBP, EURJPY, EURNZD, GBPAUD, GBPCAD, GBPCHF, GBPJPY, GBPNZD, NZDCAD, NZDCHF, NZDJPY |
| Metals2 · spot | XAUUSD Gold (1 lot = 100 oz), XAGUSD Silver (1 lot = 5,000 oz) |
| Indices7 · cash | DJI30 (US Wall Street 30), FTSE100 (UK 100), GER40 (Germany 40), JP225 (Japan 225), NDX100 (US Tech 100), SPX500 (US SPX 500), STX50 (EU Stocks 50) |
| Energies2 · spot | UKOIL (Crude Oil Brent), USOIL (Crude Oil WTI) |
| Crypto2 | BTCUSD (Bitcoin vs USD), ETHUSD (Ethereum vs USD) |
Lot Size Limit
A hard 20-lot limit is enforced at the platform level on every single trade. This cannot be overridden regardless of margin or leverage allowance. For crypto specifically, a separate 1-lot limit per click applies and is the binding restriction.
2 Step Flex is a two-phase evaluation. Phase 1 and Phase 2, then trading on a Master Account. At purchase, the reward structure is chosen: an 85% split, passing each phase on its profit target, or a 95% split based on profitable days. The choice is locked for the life of the account, and both cost the same.
- 2-phase evaluation: Phase 1 (10%) + Phase 2 (6%) with an 85% split with 1 minimum trading day, or a 95% split with 3 profitable days (≥ 0.5% each).
- Flexible, bi-weekly rewards: Choose the reward split! Get an 85% split with 1 minimum trading day, or 95% on 3 profitable days.
- 1:100 Forex leverage: The highest standard Forex leverage available across all models.
- Generous loss limits: Trade comfortably with a 4% daily and 12% maximum loss limit.
- Account sizes: $5K, $10K, $25K, $50K, and $100K.
Tests trading skills and builds a trading profile.
- Achieve a 10% profit target during Phase 1.
- 1 minimum trading day on the 85% split, or 3 profitable days on the 95% split.
- Adhere to all trading rules and risk limits.
Confirms consistency and validates Phase 1 performance.
- Achieve a 6% profit target during Phase 2.
- 1 minimum trading day on the 85% split, or 3 profitable days on the 95% split.
- Adhere to all trading rules and risk limits.
A second chance built for momentum. If an account is breached due to trading behavior, risk violations, or inactivity breaches, it can restart quickly without changing the setup with a discounted reset shown below.
- Phase 1 Reset: 15% off the purchase price
- Phase 2 Reset: 10% off the purchase price
- Master Account Reset: 7% off the purchase price (excluding $100K accounts)
- A non-USD account resets as a USD account.
- Available only within 7 calendar days of the breach
- Keeps the same account size
- Keeps the same trading platform
- If a Phase 2 or Master Account is reset, it restarts from Phase 1
Profit Concentration Policy
Evaluation Phase · $25,000 and above
The Profit Concentration Policy brings more clarity and clear expectations to how evaluation results are assessed. If a single trade idea accounts for more than 60% of the profit target in any evaluation phase, the Master Account created after passing will require 4 minimum profitable days before each reward can be requested. This applies if the account has not yet reached the full profit target, in profit, or in drawdown.
How does the Profit Concentration Policy work?
During any Evaluation phase, if a single trade idea accounts for more than 60% of the profit target, the policy is triggered. This applies even if the account has not yet reached the full profit target.
Example: 2 Step Flex (10% target on a $25K account) the profit target is $1,500, so 60% of the target is $1,500.
If one trade idea contributed $1,600, the policy is triggered because that single trade idea contributed more than $1,500.
If one trade idea contributed $1,600, the policy is also triggered, the trade idea exceeded 60% of the $1,500 profit target, even if the account balance is below its initial account size.
- The policy is assessed at the phase level. Each phase is evaluated independently.
When the policy is triggered, the Master Account created after passing that evaluation requires a minimum of 4 profitable days before each reward can be requested.
- A profitable day is a trading day where net realized profit is at least 0.5% of the account's initial balance on the Master Account.
- The 4 profitable days do not need to be consecutive.
- The profitable-day requirement applies even if the Master Account is in drawdown, as long as the required daily profit threshold is met.
- Once 4 profitable days are achieved, reward requests are available as normal.
If the account is currently $98,000 in drawdown, but the day closes with $600 in net realized profit, that day qualifies as one profitable day. The account does not need to recover the drawdown before the day can count.
One trade, multiple trades running together on the same instrument and in the same direction, or any new trade opened within 10 minutes of closing a losing trade is considered a single trade idea. All closed profits or losses from a single trade idea are counted together.
This policy applies to newly created Evaluation accounts at $25,000 and above, created on or after June 27, 2026. Existing Evaluation accounts are not affected.
- Evaluation accounts created before June 27, 2026 are not subject to this policy.
- If currently in Phase 1 and passing after June 27, 2026, the new Phase 2 account will be subject to this policy.
- If already in Phase 2 as of June 27, 2026, this policy does not apply, even after passing.
- Any new Evaluation account created on or after June 27, 2026 is subject to this policy.
The Master Account
Once both phases are passed, the opportunity to trade on a Master Account is offered. For setup instructions, click here.
Hard breaches are serious violations of established rules. Committing a hard breach results in immediate account closure with no grace period.
Hard Breaches
Hard Breach: Immediate Account Closure
Immediate account termination with no grace period. Click any card to learn more.
How is it calculated? ↓
How is it calculated? ↓
How are trade ideas grouped? ↓
What counts as activity? ↓
How is the Max Loss Limit calculated?
Max Loss Limit: 12% of the starting account size.
This is a static floor; it never moves. Equity or balance cannot touch this level at any point across both phases and the Master Account, including floating losses from open trades.
Account size: $100K
12% of $100K = $12K. Equity or balance cannot drop to $88K at any point.
How is the Daily Loss Limit calculated?
Daily Loss Limit: 4% of the higher value between the opening balance or opening equity for that day.
At the start of each trading day, the system records both balance and equity. Whichever is higher becomes the baseline. Equity cannot fall by more than 4% of that baseline at any point during the day, including floating losses from open trades.
Opening balance: $105K / Opening equity: $107K
Baseline = $107K (equity is higher)
4% of $107K = $4,280. Equity cannot drop to $102,720 that day.
Opening balance: $100K / Opening equity: $99K
Baseline = $100K (balance is higher)
4% of $100K = $4K. Equity cannot drop to $96K that day.
Both floating P&L and closed positions count toward the daily loss. The limit resets at 00:00 Platform Time (UTC+3). Check the countdown timer on the FundingPips dashboard.
What counts as a Risk Per Trade Idea?
Risk Per Trade Idea does not apply during the evaluation phases. It is enforced on Master Accounts only, including merged accounts. Learn more about Risk Per Trade Idea here.
The max loss allowed on a single trade idea on the Master Account, including both realized and unrealized losses across all related positions.
- Below $25K accounts: No Restrictions
- $25K accounts: 3% of the Master Account Size.
- Accounts above $25K: 2% of the Master Account Size.
The biggest loss on any single trade must not reach the limit for the account size.
Limit: 3% = $750
A single trade loss of $750 or more = Breach
Limit: 2% = $2K
A single trade loss of $2K or more = Breach
Multiple positions on the same pair active at the same time are treated as one trade idea. Combined losses (including unrealized) must not reach the limit.
Limit: 3% = $750
Three concurrent buys on EURUSD:
- Trade 1 loss: $300
- Trade 2 loss: $250
- Trade 3 loss: $200
Combined: $750 = Breach, even if Trade 1 is still open
Limit: 2% = $2K
Three concurrent sells on XAUUSD:
- Trade 1 floating loss: $900
- Trade 2 floating loss: $700
- Trade 3 floating loss: $400
Combined: $2K = Breach, regardless of whether trades remain open
Each new position opened in the same direction within 10 minutes of closing a losing trade is part of the same trade idea, regardless of how many. The combined loss across all of them is assessed against the limit.
Limit: 3% = $750
- Trade 1: closed at $450 loss
- Trade 2: reopened same direction within 10 min, $300 loss
Combined: $750 = Breach
Limit: 2% = $2K
- Trade 1: closed at $1,200 loss
- Trade 2: reopened same direction within 10 min, $800 loss
Combined: $2K = Breach
What counts as activity?
The account is breached if no trades are completed in 30 consecutive calendar days. At least one complete trade, opened and fully closed, must occur within any 30-day window to keep the account active.
- No trades placed yet: the clock starts from the account creation date.
- Previously traded: the clock starts the day after the last trade was fully closed.
A trade only counts as activity once it is fully closed. Leaving a trade open does not reset or pause the inactivity timer.
News & Speeches Trading
We use the Economic Calendar on the FundingPips dashboard as our official news source, which features the News and Speeches .
Trading during high-impact news and speeches is subject to specific restrictions depending on account phase.
Purposely trading during news and speeches in both the Evaluation and Master phases is prohibited and will result in account closure.
There are no news trading restrictions during the Evaluation phase. Trades can be held and managed during news and speech.
These rules do not result in account closure, but affected profits will be deducted.
Trades can be held during news and speeches on the Master Account, however specific rules apply to trades opened or closed near high-impact news events.
Restricted News; the window runs from 5 minutes before or 5 minutes after high-impact news .
Restricted Speeches; the window spans from 10 minutes before the high-impact speech begins until 10 minutes after it concludes.
Profits made from trades opened or closed within the restricted window around any high-impact news and speeches on the affected currency may be deducted.
Trades opened 5 hours or more before a high-impact event or speech are excluded from the restriction and can be closed within the restricted window. Profits from these trades will count.
- Related currency: if news affects USD, trades cannot be opened or closed on any USD-related pairs within the 10-minute window.
- Trade opened 30 minutes before the event: closing it within the window will result in those profits not being counted.
- Trades opened more than 5 hours before the news: profits will count if closed within the 10-minute window.
- Trades opened less than 5 hours before the news: profits will not count if closed during the 10-minute window.
- Closing any partial orders will affect the entire order, leading to a news trading flag.
- Traders are responsible for violations if deductions exceed the daily or max loss limit.
Holding Trades Over the Weekend
- Holding trades over the weekend exposes the account to gap risk when markets reopen on Monday.
Weekend holds are permitted during evaluation phases for all instruments on 2 Step Flex. Opening and Closing trades during the weekend is not allowed for both Evaluation and Master phase.
On the Master Account, a temporary change is in effect: holding trades over the weekend is currently not allowed on 2 Step Flex Master Accounts. All open trades will be automatically closed by the system over the weekend. This will not result in an account breach; however, it will not count as a valid trading day.
Profits from these trades will still be added to the account balance while the biggest winning day and biggest losing day will be included in the consistency score calculation.
The minimum reward request is 1% of the Master Account Size (including FundingPips' split). Transfers are subject to exchange rates and transaction fees.
Reward Cycle
Rewards run on two cycles: Bi-Weekly (choose an 85% or 95% split at purchase) or Monthly (100% split, available on Master Accounts purchased on 15 August 2026 onwards). Qualification depends on the cycle and split chosen. There is no Consistency Score on either Bi-Weekly split. Click a card to learn more.
How does this work? ↓
How does this work? ↓
How does this work? ↓
Request a Reward with an 85% split every 14 calendar days after the first executed trade on the Master Account. The 14-day timer is the only gate. The cycle resets after each successfully processed reward.
Request a Reward with a 95% split every 14 calendar days after the first executed trade, plus 3 profitable days in the cycle. A profitable day is a day whose profit is at least 0.5% of the starting account size.
- The 14-day timer alone is not enough on the 95% split.
- 3 profitable days are needed within the cycle to qualify.
- The profitable-day count resets after each reward.
This applies to Evaluation Accounts purchased on or after 15 August 2026.
Request a Reward with a 100% split every 30 calendar days after the first executed trade on the Master Account. The consistency score and profitable days reset after each successfully processed reward.
Eligibility Requirements
- A 35% consistency score must be achieved: no single trading day can account for more than 35% of total profit. This resets after each reward.
- At least 7 profitable days to qualify for a reward, each with 0.5% or more profit of the starting Master Account Size. Profitable days resets after each reward.
- The account is placed under the Striking System, at a 1% of account size warning trigger, at every account size. This is new for 2 Step Flex: the Striking System does not apply on either Bi-Weekly split.
Mechanics of the Master Account, including purchasing power, trade costs, and execution limits.
- Dynamic leverage has been applied to Metals, Energies, and Indices on Master Accounts. See the Important Information section below.
Swap-Free Add-On
Available at purchase for traders observing Islamic finance principles. Removes overnight swap charges on eligible instruments.
During purchase, traders can select the Swap-Free add-on to hold positions overnight without incurring swap (interest) fees.
This add-on is exclusively available on MetaTrader 5. It is not supported on cTrader or Match-Trader.
- Applies to Forex and Metals only.
- Energies, Indices, and Crypto still incur standard swap charges even with the add-on active.
Commission
Standard accounts use the base commission structure. Accounts with the Swap-Free Add-on (MT5 only) pay higher commission in exchange for no overnight swap fees.
Lot size x crypto price x 0.04%. For example, 1 lot of ETH/USD at $2,600 = $1.04 commission.
| Instrument | Standard Account | Swap-Free Account (MT5) |
|---|---|---|
| Forex | $5 per lot | $10 per lot |
| Metals | $5 per lot | $10 per lot |
| Energies / Indices | No commission | No commission |
| Crypto | 0.04% | 0.04% |
Leverage
| Instrument | Standard Account | Swap-Free Account (MT5) |
|---|---|---|
| Forex | 1:100 | 1:30 |
| Metals | 1:30 | 1:10 |
| Energies | 1:10 | 1:5 |
| Indices | 1:20 | 1:5 |
| Crypto | 1:2 | 1:1 |
Once Phase 2 is passed and the account moves to the Master Account, Crypto leverage changes from 1:2 to 1:1, including on swap-free accounts. This is a temporary change and is separate from the Dynamic Leverage below. During the evaluation phases, Crypto leverage stays at 1:2.
Important Information
We actively monitor market conditions and geopolitical developments to ensure a safe and stable trading environment. When volatility, liquidity, or overall risk levels change, we may adjust trading conditions as needed. This can include temporary changes to leverage and margin requirements. All updates will be communicated to clients promptly by email.
Leverage Update: Effective 16 March 2026 at 23:59 Server Time (UTC+3)
Temporary Dynamic Leverage
Dynamic leverage is designed to give more trading flexibility while maintaining responsible risk controls. Instead of applying a single fixed leverage ratio to the entire position, it uses a tiered structure where smaller trade lot sizes benefit from higher leverage, and the ratio gradually decreases as position size grows. The temporary Dynamic Leverage is applied to Metals, Indices, and Energies on Master Accounts.
Dynamic Leverage Tiers
| Lot Size | Leverage |
|---|---|
| 0.00 - 0.05 lots | 1:50 |
| 0.05 - 0.10 lots | 1:30 |
| 0.10 - 0.15 lots | 1:25 |
| 0.15 - 0.25 lots | 1:20 |
| 0.25 - 0.50 lots | 1:10 |
| 0.50 and above lots | 1:5 |
The first 0.05 lots of any position uses 1:50 leverage, meaning only a small fraction of the trade's full value is needed as margin. As the position grows beyond that, each additional portion requires progressively more margin (stepping through 1:30, 1:25, 1:20, and 1:10) until any volume above 0.50 lots uses the base rate of 1:5.
The margin requirement is calculated cumulatively, each tier only applies to the portion of volume within its range, not the entire position. So, the lower tiers always benefit the trade, no matter how large it becomes.
Instruments
View full instrument list by category
| Category | Instruments |
|---|---|
| FX Majors7 | EURUSD, GBPUSD, USDJPY, USDCHF, USDCAD, AUDUSD, NZDUSD |
| FX Crosses21 | AUDCAD, AUDCHF, AUDJPY, AUDNZD, CADCHF, CADJPY, CHFJPY, EURAUD, EURCAD, EURCHF, EURGBP, EURJPY, EURNZD, GBPAUD, GBPCAD, GBPCHF, GBPJPY, GBPNZD, NZDCAD, NZDCHF, NZDJPY |
| Metals2 · spot | XAUUSD Gold (1 lot = 100 oz), XAGUSD Silver (1 lot = 5,000 oz) |
| Indices7 · cash | DJI30 (US Wall Street 30), FTSE100 (UK 100), GER40 (Germany 40), JP225 (Japan 225), NDX100 (US Tech 100), SPX500 (US SPX 500), STX50 (EU Stocks 50) |
| Energies2 · spot | UKOIL (Crude Oil Brent), USOIL (Crude Oil WTI) |
| Crypto2 | BTCUSD (Bitcoin vs USD), ETHUSD (Ethereum vs USD) |
Lot Size Limit
A hard 20-lot limit is enforced at the platform level on every single trade. This cannot be overridden regardless of margin or leverage allowance. For crypto specifically, a separate 1-lot limit per click applies and is the binding restriction.
Frequently Asked Questions
Common questions about the topics covered on this page.
Evaluation to Master Phase
2 Step Pro elevates the classic 2-phase structure into a high-performance framework with advanced metrics designed for elite traders who operate at the market's peak.
- 6% profit target in both phases: tighter, more precise evaluation.
- Minimum 2 trading day per phase to the Master Account.
- 6% max loss / 3% daily loss: strict risk controls throughout.
- Weekly reward cycle at 80%: available from the first trade on the Master Account.
- Account sizes: $5K, $10K, $25K, $50K, $100K, and $200K.
Tests trading skills and helps define a trading profile.
- Achieve a 6% profit target during Phase 1.
- Complete a minimum of 2 trading day to pass.
- Adhere to all trading rules and risk limits.
Confirms consistency and validates the outcome of Phase 1.
- Achieve a 6% profit target during Phase 2.
- Complete a minimum of 2 trading day to pass.
- Adhere to all trading rules and risk limits.
A second chance built for momentum. If an account is breached due to trading behavior, risk violations, or inactivity breaches, it can restart quickly without changing the setup with a discounted reset shown below.
- Phase 1 Reset: 15% off the purchase price
- Phase 2 Reset: 10% off the purchase price
- Master Account Reset: 7% off the purchase price (excluding $100K accounts and above)
- A non-USD account resets as a USD account.
- Available only within 7 calendar days of the breach
- Keeps the same account size
- Keeps the same trading platform
- The reward cycle can be selected once the evaluation account reaches the Master Account.
- If a Phase 2 or Master Account is reset, it restarts from Phase 1
Profit Concentration Policy
Evaluation Phase · $25,000 and above
The Profit Concentration Policy brings more clarity and clear expectations to how evaluation results are assessed. If a single trade idea accounts for more than 60% of the profit target in any evaluation phase, the Master Account created after passing will require 4 minimum profitable days before each reward can be requested. This applies if the account has not yet reached the full profit target, in profit, or in drawdown.
How does the Profit Concentration Policy work?
During any Evaluation phase, if a single trade idea accounts for more than 60% of the profit target, the policy is triggered. This applies even if the account has not yet reached the full profit target.
Example: 2 Step Pro (6% target on a $25K account) the profit target is $1,500, so 60% of the target is $900.
If one trade idea contributed $950, the policy is triggered because that single trade idea contributed more than $900.
If one trade idea contributed $950, the policy is also triggered, the trade idea exceeded 60% of the $900 profit target, even if the account balance is below its initial account size.
- The policy is assessed at the phase level. Each phase is evaluated independently.
When the policy is triggered, the Master Account created after passing that evaluation requires a minimum of 4 profitable days before each reward can be requested.
- A profitable day is a trading day where net realized profit is at least 0.5% of the account's initial balance on the Master Account.
- The 4 profitable days do not need to be consecutive.
- The profitable-day requirement applies even if the Master Account is in drawdown, as long as the required daily profit threshold is met.
- Once 4 profitable days are achieved, reward requests are available as normal.
If the account is currently $98,000 in drawdown, but the day closes with $600 in net realized profit, that day qualifies as one profitable day. The account does not need to recover the drawdown before the day can count.
One trade, multiple trades running together on the same instrument and in the same direction, or any new trade opened within 10 minutes of closing a losing trade is considered a single trade idea. All closed profits or losses from a single trade idea are counted together.
This policy applies to newly created Evaluation accounts at $25,000 and above, created on or after June 27, 2026. Existing Evaluation accounts are not affected.
- Evaluation accounts created before June 27, 2026 are not subject to this policy.
- If currently in Phase 1 and passing after June 27, 2026, the new Phase 2 account will be subject to this policy.
- If already in Phase 2 as of June 27, 2026, this policy does not apply, even after passing.
- Any new Evaluation account created on or after June 27, 2026 is subject to this policy.
The Master Account
Once both phases are passed, the opportunity to trade on a Master Account is offered. For setup instructions, click here.
Hard breaches are serious violations of established rules. Committing a hard breach results in immediate account closure with no grace period.
Hard Breaches
Hard Breach: Immediate Account Closure
Immediate account termination with no grace period. Click any card to learn more.
How is it calculated? ↓
How is it calculated? ↓
What counts as activity? ↓
How is the Max Loss Limit calculated?
Max Loss Limit: 6% of the starting account size.
This is a static floor; it never moves. Equity or balance cannot touch this level at any point across all phases, including floating losses from open trades.
Account size: $100K
6% of $100K = $6K. Equity or balance cannot drop to $94K at any point.
How is the Daily Loss Limit calculated?
Daily Loss Limit: 3% of the higher value between the opening balance or opening equity for that day.
At the start of each trading day, the system records both balance and equity. Whichever is higher becomes the baseline. Equity cannot fall by more than 3% of that baseline at any point during the day, including floating losses from open trades.
Opening balance: $105K / Opening equity: $107K
Baseline = $107K (equity is higher)
3% of $107K = $3,210. Equity cannot drop to $103,790 that day.
Opening balance: $100K / Opening equity: $99K
Baseline = $100K (balance is higher)
3% of $100K = $3K. Equity cannot drop to $97K that day.
Both floating P&L and closed positions count toward the daily loss. The limit resets at 00:00 Platform Time (UTC+3). Check the countdown timer on the FundingPips dashboard.
What counts as activity?
The account is breached if no trades are completed in 30 consecutive calendar days. At least one complete trade, opened and fully closed, must occur within any 30-day window to keep the account active.
- No trades placed yet: the clock starts from the account creation date.
- Previously traded: the clock starts the day after the last trade was fully closed.
A trade only counts as activity once it is fully closed. Leaving a trade open does not reset or pause the inactivity timer.
News & Speeches Trading
We use the Economic Calendar on the FundingPips dashboard as our official news source, which features the News and Speeches.
Trading during high-impact news and speeches is subject to specific restrictions depending on account phase.
Purposely trading news and speeches in both evaluation phase and master phase is prohibited and will lead to account closure.
There are no news trading restrictions during the Evaluation phase. Trades can be held and managed during the news events.
These rules do not result in account closure, but affected profits will be deducted.
Trades can be held during news events on the Master Account, however specific rules apply to trades opened or closed near high-impact news events.
Restricted News; the window runs from 5 minutes before or 5 minutes after high-impact news .
Restricted Speeches; the window spans from 10 minutes before the high-impact speech begins until 10 minutes after it concludes.
Profits made from trades opened or closed within the restricted window around any high-impact news and speeches on the affected currency may be deducted.
Trades opened 5 hours or more before a high-impact event or speech are excluded from the restriction and can be closed within the restricted window. Profits from these trades will count.
- Related currency: if news affects USD, trades cannot be opened or closed on any USD-related pairs within the 5-minute before or 5-minute after window.
- Trade opened 30 minutes before the event: closing it within the window will result in those profits not being counted.
- Trades opened more than 5 hours before the news or speeches: profits will count if closed within the restricted window.
- Trades opened less than 5 hours before the news or speeches: profits will not count if closed during the restricted window.
- Closing any partial orders will affect the entire order, leading to a news trading flag.
- Traders are responsible for violations if deductions exceed the daily or max loss limit.
Holding Trades Over the Weekend
- Holding trades over the weekend exposes the account to gap risk when markets reopen on Monday.
Weekend holds are permitted during evaluation phases for all instruments on 2 Step Pro. Opening and Closing trades during the weekend is not allowed on Evaluation and Master phase.
On the Master Account, a temporary change is in effect: holding trades over the weekend is currently not allowed on 2 Step Pro Master Accounts. All open trades will be automatically closed by the system over the weekend. This will not result in an account breach; however, it will not count as a valid trading day.
Profits from these trades will still be added to the account balance while the biggest winning day and biggest losing day will be included in the consistency score calculation.
The minimum reward request is 1% of the Master Account Size (including FundingPips' split). Transfers are subject to exchange rates and transaction fees.
Reward Structure
Request a Reward with an 80% split every 7 calendar days after the first executed trade on the Master Account.
This applies to Evaluation Accounts purchased on or after 15 August 2026.
Request a Reward with a 100% split every 30 calendar days after the first executed trade on the Master Account. The consistency score and profitable days reset after each successfully processed reward.
Eligibility Requirements
- A 35% consistency score must be achieved: no single trading day can account for more than 35% of total profit. This resets after each reward.
- At least 7 profitable days to qualify for a reward, each with 0.5% or more profit of the starting Master Account Size. Profitable days resets after each reward.
- The account is placed under the Striking System, at a 1% of account size warning trigger, at every account size.
Mechanics of the Master Account, including purchasing power, trade costs, and execution limits.
- Dynamic leverage has been applied to Metals, Energies, and Indices on Master Accounts. See the Important Information section below.
Swap-Free Add-On
Available at purchase for traders observing Islamic finance principles. Removes overnight swap charges on eligible instruments.
During purchase, traders can select the Swap-Free add-on to hold positions overnight without incurring swap (interest) fees.
This add-on is exclusively available on MetaTrader 5. It is not supported on cTrader or Match-Trader.
- Applies to Forex and Metals only.
- Energies, Indices, and Crypto still incur standard swap charges even with the add-on active.
Commission
Standard accounts use the base commission structure. Accounts with the Swap-Free Add-on (MT5 only) pay higher commission in exchange for no overnight swap fees.
Lot size x crypto price x 0.04%. For example, 1 lot of ETH/USD at $2,600 = $1.04 commission.
| Instrument | Standard Account | Swap-Free Account (MT5) |
|---|---|---|
| Forex | $5 per lot | $10 per lot |
| Metals | $5 per lot | $10 per lot |
| Energies / Indices | No commission | No commission |
| Crypto | 0.04% | 0.04% |
Leverage
| Instrument | Standard Account | Swap-Free Account (MT5) |
|---|---|---|
| Forex | 1:100 | 1:30 |
| Metals | 1:30 | 1:10 |
| Energies | 1:10 | 1:5 |
| Indices | 1:20 | 1:5 |
| Crypto | 1:2 | 1:1 |
Once Phase 2 is passed and the account moves to the Master Account, Crypto leverage changes from 1:2 to 1:1, including on swap-free accounts. This is a temporary change and is separate from the Dynamic Leverage below. During the evaluation phases, Crypto leverage stays at 1:2.
Important Information
We actively monitor market conditions and geopolitical developments to ensure a safe and stable trading environment. When volatility, liquidity, or overall risk levels change, we may adjust trading conditions as needed. This can include temporary changes to leverage and margin requirements. All updates will be communicated to clients promptly by email.
Leverage Update: Effective 16 March 2026 at 23:59 Server Time (UTC+3)
Temporary Dynamic Leverage
Dynamic leverage is designed to give more trading flexibility while maintaining responsible risk controls. Instead of applying a single fixed leverage ratio to the entire position, it uses a tiered structure where smaller trade lot sizes benefit from higher leverage, and the ratio gradually decreases as position size grows. The temporary Dynamic Leverage is applied to Metals, Indices, and Energies on Master Accounts.
Dynamic Leverage Tiers
| Lot Size | Leverage |
|---|---|
| 0.00 - 0.05 lots | 1:50 |
| 0.05 - 0.10 lots | 1:30 |
| 0.10 - 0.15 lots | 1:25 |
| 0.15 - 0.25 lots | 1:20 |
| 0.25 - 0.50 lots | 1:10 |
| 0.50 and above lots | 1:5 |
The first 0.05 lots of any position uses 1:50 leverage, meaning only a small fraction of the trade's full value is needed as margin. As the position grows beyond that, each additional portion requires progressively more margin (stepping through 1:30, 1:25, 1:20, and 1:10) until any volume above 0.50 lots uses the base rate of 1:5.
The margin requirement is calculated cumulatively, each tier only applies to the portion of volume within its range, not the entire position. So, the lower tiers always benefit the trade, no matter how large it becomes.
Instruments
View full instrument list by category
| Category | Instruments |
|---|---|
| FX Majors7 | EURUSD, GBPUSD, USDJPY, USDCHF, USDCAD, AUDUSD, NZDUSD |
| FX Crosses21 | AUDCAD, AUDCHF, AUDJPY, AUDNZD, CADCHF, CADJPY, CHFJPY, EURAUD, EURCAD, EURCHF, EURGBP, EURJPY, EURNZD, GBPAUD, GBPCAD, GBPCHF, GBPJPY, GBPNZD, NZDCAD, NZDCHF, NZDJPY |
| Metals2 · spot | XAUUSD Gold (1 lot = 100 oz), XAGUSD Silver (1 lot = 5,000 oz) |
| Indices7 · cash | DJI30 (US Wall Street 30), FTSE100 (UK 100), GER40 (Germany 40), JP225 (Japan 225), NDX100 (US Tech 100), SPX500 (US SPX 500), STX50 (EU Stocks 50) |
| Energies2 · spot | UKOIL (Crude Oil Brent), USOIL (Crude Oil WTI) |
| Crypto2 | BTCUSD (Bitcoin vs USD), ETHUSD (Ethereum vs USD) |
Lot Size Limit
A hard 20-lot limit is enforced at the platform level on every single trade. This cannot be overridden regardless of margin or leverage allowance. For crypto specifically, a separate 1-lot limit per click applies.