2 Step Flex

2 Step Flex Model
Two phases. Two ways to earn.

2 Step Flex is a two-phase evaluation. Phase 1 and Phase 2, then trading on a Master Account. At purchase, the reward structure is chosen: an 80% split, passing each phase on its profit target, or a 95% split based on profitable days. The choice is locked for the life of the account, and both cost the same.

  • 2-phase evaluation: Phase 1 (10%) + Phase 2 (8%) with an 80% split with 1 minimum trading day, or a 95% split with 3 profitable days (≥ 0.5% each).
  • Flexible, bi-weekly rewards: Choose the reward split! Get an 80% split with 1 minimum trading day, or 95% on 3 profitable days.
  • 1:100 Forex leverage: The highest standard Forex leverage available across all models.
  • Generous loss limits: Trade comfortably with a 4% daily and 12% maximum loss limit.
  • Overnight & Weekend Holding: always allowed on Evals. Allowed on Master with Swing Add-on.
  • Account sizes: $5K, $10K, $25K, $50K, and $100K.

Tests trading skills and builds a trading profile.

Phase 1
  • Achieve a 10% profit target during Phase 1.
  • 1 minimum trading day on the 80% split, or 3 profitable days on the 95% split.
  • Adhere to all trading rules and risk limits.
Existing Phase 1 accounts and accounts purchased before 26 August 2026 will retain the 0 minimum trading day requirement for the 80% split. Reset and new accounts will require 1 minimum trading day.

Confirms consistency and validates Phase 1 performance.

Phase 2
  • Achieve a 8% profit target during Phase 2.
  • 1 minimum trading day on the 80% split, or 3 profitable days on the 95% split.
  • Adhere to all trading rules and risk limits.
Existing Phase 2 accounts will retain the 0 minimum trading day requirement for the 80% split. Reset and new accounts purchased on or after 26 August 2026 will require 1 minimum trading. day.
Account Reset

A second chance built for momentum. If an account is breached due to trading behavior, risk violations, or inactivity breaches, it can restart quickly without changing the setup with a discounted reset shown below.

  • Phase 1 Reset: 8% off the purchase price
  • Phase 2 Reset: 8% off the purchase price
  • Master Account Reset: 7% off the purchase price
  • Available only within 7 calendar days of the breach
  • Keeps the same account size
  • Keeps the same trading platform
  • If a Phase 2 or Master Account is reset, it restarts from Phase 1
The reset option will appear automatically on the dashboard once the account qualifies.

The Master Account

Evaluation Complete
Once both phases are passed, the opportunity to trade on a Master Account is offered. For setup instructions, click here.
Account Violations: Hard Breach
Hard breaches are serious violations of established rules. Committing a hard breach results in immediate account closure with no grace period.

Hard Breaches

Hard Breach: Immediate Account Closure

Immediate account termination with no grace period. Click any card to learn more.

Max Loss Limit
12%
Equity or balance cannot hit 12% below the starting account size at any time.
How is it calculated? ↓
Daily Loss Limit
4%
Max daily loss from the higher of opening balance or equity.
How is it calculated? ↓
Inactivity
30 days
Account breached if no completed trades within 30 consecutive days.
What counts as activity? ↓
How is the Max Loss Limit calculated?

Max Loss Limit: 12% of the starting account size.

This is a static floor; it never moves. Equity or balance cannot touch this level at any point across both phases and the Master Account, including floating losses from open trades.

1
Worked example

Account size: $100K

12% of $100K = $12K. Equity or balance cannot drop to $88K at any point.

How is the Daily Loss Limit calculated?

Daily Loss Limit: 4% of the higher value between the opening balance or opening equity for that day.

At the start of each trading day, the system records both balance and equity. Whichever is higher becomes the baseline. Equity cannot fall by more than 4% of that baseline at any point during the day, including floating losses from open trades.

1
When equity is the higher value

Opening balance: $105K / Opening equity: $107K

Baseline = $107K (equity is higher)

4% of $107K = $4,280. Equity cannot drop to $102,720 that day.

2
When balance is the higher value

Opening balance: $100K / Opening equity: $99K

Baseline = $100K (balance is higher)

4% of $100K = $4K. Equity cannot drop to $96K that day.

Important
Both floating P&L and closed positions count toward the daily loss. The limit resets at 00:00 Platform Time (UTC+3). Check the countdown timer on the FundingPips dashboard.
What counts as activity?

The account is breached if no trades are completed in 30 consecutive calendar days. At least one complete trade, opened and fully closed, must occur within any 30-day window to keep the account active.

1
When the inactivity clock starts
  • No trades placed yet: the clock starts from the account creation date.
  • Previously traded: the clock starts the day after the last trade was fully closed.
2
Open trades do not count

A trade only counts as activity once it is fully closed. Leaving a trade open does not reset or pause the inactivity timer.

News & Speeches Trading

We use the Economic Calendar on the FundingPips dashboard as our official news source, which features the News and Speeches .
Trading during high-impact news and speeches is subject to specific restrictions depending on account phase.

Important
Purposely trading during news and speeches in both the Evaluation and Master phases is prohibited and will result in account closure.
Evaluation Phase

There are no news trading restrictions during the Evaluation phase. Trades can be held and managed during news and speech.

Master Account
Soft Breach
These rules do not result in account closure, but affected profits will be deducted.

Trades can be held during news and speeches on the Master Account, however specific rules apply to trades opened or closed near high-impact news events.

1
The restricted window

Restricted News; the window runs from 5 minutes before or 5 minutes after high-impact news .

Restricted Speeches; the window spans from 10 minutes before the high-impact speech begins until 10 minutes after it concludes.

Profit Deduction
Profits made from trades opened or closed within the restricted window around any high-impact news and speeches on the affected currency may be deducted.
2
Swing trader exception: the 5-hour rule

Trades opened 5 hours or more before a high-impact event or speech are excluded from the restriction and can be closed within the restricted window. Profits from these trades will count.

Examples
  • Related currency: if news affects USD, trades cannot be opened or closed on any USD-related pairs within the 10-minute window.
  • Trade opened 30 minutes before the event: closing it within the window will result in those profits not being counted.
Trading Rule Clarification
  • Trades opened more than 5 hours before the news: profits will count if closed within the 10-minute window.
  • Trades opened less than 5 hours before the news: profits will not count if closed during the 10-minute window.
  • Closing any partial orders will affect the entire order, leading to a news trading flag.
  • Traders are responsible for violations if deductions exceed the daily or max loss limit.

Overnight & Weekend Holding

Evaluation
Overnight & Weekend holding are allowed during evaluation phases for all instruments on 2 Step Flex.

Master
On the Master Account, holding trades overnight and over the weekend is not allowed on 2 Step Flex Master Accounts. All open trades will be automatically closed by the system unless you have the Swing add-on.

Trades closed by the system for Overnight & Weekend holding will not result in an account breach; however, it will not count as a valid trading day.

Auto-close window for Master Accounts
Open positions on 2 Step Flex Master Accounts are closed by the system each day within a 15-minute window:

• Summer time (from the first Sunday of March): 20:45 – 21:00 UTC
• Winter time (from the first Sunday of November): 21:45 – 22:00 UTC

Closing starts at the beginning of the window, and any position still open at the end of it will be closed. Overnight and weekend holding on Master Accounts can be enabled at the time of purchase through an Add-on.

Impact of Weekend trades on consistency score
Profits from these trades will still be added to the account balance while the biggest winning day and biggest losing day will be included in the consistency score calculation.

Rewards: Minimum Amount
The minimum reward request is 1% of the Master Account Size (including FundingPips' split). Transfers are subject to exchange rates and transaction fees.

Reward Cycle

Rewards run on two cycles: Bi-Weekly (choose an 80% or 95% split at purchase) or Monthly (100% split, available on Master Accounts purchased on 15 August 2026 onwards). Qualification depends on the cycle and split chosen. There is no Consistency Score on either Bi-Weekly split. Click a card to learn more.

Bi-Weekly, 80%
80%
Every 14 calendar days, no other requirement.
How does this work? ↓
Bi-Weekly, 95%
95%
Every 14 calendar days, plus 3 profitable days per cycle.
How does this work? ↓
Monthly, 100%
100%
Every 30 calendar days, plus eligibility conditions.
How does this work? ↓
Bi-Weekly80% Split

Request a Reward with an 80% split every 14 calendar days after the first executed trade on the Master Account. The 14-day timer is the only gate. The cycle resets after each successfully processed reward.

Bi-Weekly95% Split

Request a Reward with a 95% split every 14 calendar days after the first executed trade, plus 3 profitable days in the cycle. A profitable day is a day whose profit is at least 0.5% of the starting account size.

How It Works
  • The 14-day timer alone is not enough on the 95% split.
  • 3 profitable days are needed within the cycle to qualify.
  • The profitable-day count resets after each reward.
Monthly100% Split
Effective 15 August 2026
This applies to Evaluation Accounts purchased on or after 15 August 2026.

Request a Reward with a 100% split every 30 calendar days after the first executed trade on the Master Account. The consistency score and profitable days reset after each successfully processed reward.

Eligibility Requirements

  • A 35% consistency score must be achieved: no single trading day can account for more than 35% of total profit. This resets after each reward.
  • At least 7 profitable days to qualify for a reward, each with 0.5% or more profit of the starting Master Account Size. Profitable days resets after each reward.
  • The account is placed under the Striking System, at a 1% of account size warning trigger, at every account size. This is new for 2 Step Flex: the Striking System does not apply on either Bi-Weekly split.
How does the Striking System work?

The Striking System applies when the closed and floating loss on one trade idea reaches 1% of the Master Account size.

All losses from a single trade idea are counted together. A trade idea can be any of the following:

  • One trade
  • Multiple trades running together on the same instrument and in the same direction
  • Two or more new trades opened within 10 minutes of closing a losing trade

Warnings are cumulative and do not reset between Reward cycles.

Warning What happens
1st A warning is recorded.
2nd The reward split drops by half (for example, from 80% to 40%).
3rd The reward split drops to 20%.
4th Account breach. The account is closed immediately.
Trading Conditions: Execution Parameters
Mechanics of the Master Account, including purchasing power, trade costs, and execution limits.
Temporary Update: Master Accounts Only
  • Dynamic leverage has been applied to Metals, Energies, and Indices on Master Accounts. See the Important Information section below.

Swap-Free Add-On

Available at purchase for traders observing Islamic finance principles. Removes overnight swap charges on eligible instruments.

During purchase, traders can select the Swap-Free add-on to hold positions overnight without incurring swap (interest) fees.

MT5 Only
This add-on is exclusively available on MetaTrader 5. It is not supported on cTrader or Match-Trader.
  • Applies to Forex and Metals only.
  • Energies, Indices, and Crypto still incur standard swap charges even with the add-on active.

Commission

Standard accounts use the base commission structure. Accounts with the Swap-Free Add-on (MT5 only) pay higher commission in exchange for no overnight swap fees.

Crypto Commission Formula
Lot size x crypto price x 0.04%. For example, 1 lot of ETH/USD at $2,600 = $1.04 commission.
Instrument Standard Account Swing and Swap free accounts
Forex $5 per lot $10 per lot
Metals $5 per lot $10 per lot
Energies / Indices No commission No commission
Crypto 0.04% 0.04%

Leverage

Instrument Standard Account Swing and Swap free accounts
Forex 1:100 1:30
Metals 1:30 1:10
Energies 1:10 1:5
Indices 1:20 1:5
Crypto 1:2 1:1

Once Phase 2 is passed and the account moves to the Master Account, Crypto leverage changes from 1:2 to 1:1, including on swap-free accounts. This is a temporary change and is separate from the Dynamic Leverage below. During the evaluation phases, Crypto leverage stays at 1:2.

Important Information

We actively monitor market conditions and geopolitical developments to ensure a safe and stable trading environment. When volatility, liquidity, or overall risk levels change, we may adjust trading conditions as needed. This can include temporary changes to leverage and margin requirements. All updates will be communicated to clients promptly by email.

Leverage Update: Effective 16 March 2026 at 23:59 Server Time (UTC+3)

Temporary Dynamic Leverage

Dynamic leverage is designed to give more trading flexibility while maintaining responsible risk controls. Instead of applying a single fixed leverage ratio to the entire position, it uses a tiered structure where smaller trade lot sizes benefit from higher leverage, and the ratio gradually decreases as position size grows. The temporary Dynamic Leverage is applied to Metals, Indices, and Energies on Master Accounts.

Dynamic Leverage Tiers

Lot Size Leverage
0.00 - 0.05 lots 1:50
0.05 - 0.10 lots 1:30
0.10 - 0.15 lots 1:25
0.15 - 0.25 lots 1:20
0.25 - 0.50 lots 1:10
0.50 and above lots 1:5
Example

The first 0.05 lots of any position uses 1:50 leverage, meaning only a small fraction of the trade's full value is needed as margin. As the position grows beyond that, each additional portion requires progressively more margin (stepping through 1:30, 1:25, 1:20, and 1:10) until any volume above 0.50 lots uses the base rate of 1:5.

The margin requirement is calculated cumulatively, each tier only applies to the portion of volume within its range, not the entire position. So, the lower tiers always benefit the trade, no matter how large it becomes.

Instruments

41 instruments across 5 asset classes
Forex, Metals, Indices, Energies, and Crypto
EURUSDGBPUSDUSDJPYUSDCHFUSDCADAUDUSDNZDUSDAUDCADAUDCHFAUDJPYAUDNZDCADCHFCADJPYCHFJPYEURAUDEURCADEURCHFEURGBPEURJPYEURNZDGBPAUDGBPCADGBPCHFGBPJPYGBPNZDNZDCADNZDCHFNZDJPYXAUUSDXAGUSDDJI30FTSE100GER40JP225NDX100SPX500STX50UKOILUSOILBTCUSDETHUSD
FX Majors · 7FX Crosses · 21Metals · 2Indices & Energies · 9Crypto · 2
View full instrument list by category
Category Instruments
FX Majors7 EURUSD, GBPUSD, USDJPY, USDCHF, USDCAD, AUDUSD, NZDUSD
FX Crosses21 AUDCAD, AUDCHF, AUDJPY, AUDNZD, CADCHF, CADJPY, CHFJPY, EURAUD, EURCAD, EURCHF, EURGBP, EURJPY, EURNZD, GBPAUD, GBPCAD, GBPCHF, GBPJPY, GBPNZD, NZDCAD, NZDCHF, NZDJPY
Metals2 · spot XAUUSD Gold (1 lot = 100 oz), XAGUSD Silver (1 lot = 5,000 oz)
Indices7 · cash DJI30 (US Wall Street 30), FTSE100 (UK 100), GER40 (Germany 40), JP225 (Japan 225), NDX100 (US Tech 100), SPX500 (US SPX 500), STX50 (EU Stocks 50)
Energies2 · spot UKOIL (Crude Oil Brent), USOIL (Crude Oil WTI)
Crypto2 BTCUSD (Bitcoin vs USD), ETHUSD (Ethereum vs USD)
Instrument specifics such as market hours, contract size, and swap rates are available in the trading platform.

Lot Size Limit

20-Lot Max per Click / Trade
A hard 20-lot limit is enforced at the platform level on every single trade. This cannot be overridden regardless of margin or leverage allowance. For crypto specifically, a separate 1-lot limit per click applies and is the binding restriction.

Frequently Asked Questions

Common questions about the topics covered on this page.

Evaluation to Master Phase

Is there a time limit to pass the evaluation?

No. There is no time limit on either phase. Any pace works, as long as at least one trade is completed every 30 days to avoid inactivity and all trading rules are followed throughout.

When will I receive my Phase 2 account after passing Phase 1?

Once all Phase 1 objectives are finished, the Phase 2 account will be ready! The new login details appear on the dashboard under Credentials.

When will I receive my Master Account after passing Phase 2?

After passing Phase 2, the Master Account is issued once the standard Master Account onboarding process is complete. This includes KYC verification, a review by the Responsible Trading Team (up to 2 working days), Customer Agreement signing, and connection to the risk management framework (a further 2 working days).

If my open trades are showing a profit above the target, have I passed?

No. To pass either phase, the profit target must be reached with all open trades closed. Profits from trades that are still open do not count, even if they are showing a gain above the target.

My account was closed for inactivity. Can I get an Evaluation Reset?

Yes. Resets are now available for inactivity breaches, with discounts based on the account phase. If Phase 1, Phase 2, or Master Account is breached, a Reset option will appear on the dashboard within 7 calendar days of the breach. Phase 1 resets receive a 8% discount, Phase 2 resets receive a 8% discount, and Master Account resets receive a 7% discount. All reset accounts restart at Evaluation Phase 1.

What happens if I breach during a phase? Can I reset?

Yes. If Phase 1 or Phase 2 is breached through trading behavior or a risk-limit violation, an Evaluation Reset at a 8% discount appears automatically on the dashboard, available for 7 calendar days after the breach. It restarts the account at Phase 1, even if Phase 2 was breached, and keeps the same account number, account size and trading platform. It does not apply to a breached Master Account or to an account closed for inactivity.

What happens if I do not trade for a while?

If no trade is completed for 30 consecutive calendar days, the account is closed for inactivity. At least one fully closed trade within any 30-day window keeps the account active.

What happens if I break one of the trading rules?

The account is immediately locked. Any open trades are closed automatically, and the account switches to view-only mode. The dashboard will show exactly which rule was broken and when, and an email notification is also sent.

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