2 Step Standard

2 Step Standard Model
Proven consistency. Sustainability. Industry Standard.

Our 2 Step Standard Model is the industry standard and top choice for traders who believe mastery is built on a foundation of consistency. This two-tier evaluation ensures that reaching the Master level comes with the proven track record to stay there.

  • 2-phase evaluation: Phase 1 (8%) + Phase 2 (5%).
  • Flexible reward cycles: Weekly 60%, Bi-Weekly 80%, Monthly 100%, or On Demand 90%.
  • 1:100 Forex leverage: the highest standard Forex leverage available across all models.
  • Overnight & Weekend Holding: always allowed on Evals. Allowed on Master with Swing Add-on.
  • Account sizes: $5K, $10K, $25K, $50K, and $100K.

Tests trading skills and builds a trading profile.

Phase 1
  • Achieve an 8% profit target during Phase 1.
  • Complete a minimum of 3 trading days to pass. No minimum trading days when the 3% daily loss add-on is selected.
  • Adhere to all trading rules and risk limits.
10% Profit Target: No Longer Offered, effective 24 July 2026 at 06:00 Server Time (UTC+3).

Confirms consistency and validates Phase 1 performance.

Phase 2
  • Achieve a 5% profit target during Phase 2.
  • Complete a minimum of 3 trading days to pass. No minimum trading days when the 3% daily loss add-on is selected.
  • Adhere to all trading rules and risk limits.
Account Reset

A second chance built for momentum. If an account is breached due to trading behavior, risk violations, or inactivity breaches, it can restart quickly without changing the setup with a discounted reset shown below.

  • Phase 1 Reset: differs by account sizes
    • $50K and below: 20% off
    • For $100K: 15% off
  • Phase 2 Reset: 12% off the purchase price
  • Master Account Reset: 8% off the purchase price
  • Existing 2 Step Standard accounts with a 10% profit target will reset as 2 Step Flex with 85% profit split
  • A non-USD account resets as a USD account.
  • Available only within 7 calendar days of the breach
  • Keeps the same account size
  • Keeps the same trading platform
  • The reward cycle can be selected once the evaluation account reaches the Master Account.
  • If a Phase 2 or Master Account is reset, it restarts from Phase 1
The reset option will appear automatically on the dashboard once the account qualifies.

The Master Account

Evaluation Complete
Once both phases are passed, the opportunity to trade on a Master Account is offered. For setup instructions, click here.
Account Violations: Hard Breach
Hard breaches are serious violations of established rules. Committing a hard breach results in immediate account closure with no grace period.

Hard Breaches

Hard Breach: Immediate Account Closure

Immediate account termination with no grace period. Click any card to learn more.

Max Loss Limit
10%
Equity or balance cannot hit 10% below the starting account size at any time.
How is it calculated? ↓
Daily Loss Limit
3% or 5%
Max daily loss from the higher of opening balance or equity.
How is it calculated? ↓
Inactivity
30 days
Account breached if no completed trades within 30 consecutive days.
What counts as activity? ↓
How is the Max Loss Limit calculated?

Max Loss Limit: 10% of the starting account size.

This is a static floor; it never moves. Equity or balance cannot touch this level at any point across all phases, including floating losses from open trades.


1
Worked example

Account size: $100K

10% of $100K = $10K. Equity or balance cannot drop to $90K at any point.

How is the Daily Loss Limit calculated?

Daily Loss Limit 3% or 5% (based on the configuration you purchased) of the higher value between the opening balance or opening equity for that day.

At the start of each trading day, the system records both balance and equity. Whichever is higher becomes the baseline. Equity cannot fall by more than Daily Loss Limit of that baseline at any point during the day, including floating losses from open trades.


1
When equity is the higher value

Opening balance: $105K / Opening equity: $107K

Baseline = $107K (equity is higher)

5% of $107K = $5,350. Equity cannot drop to $101,650 that day.

2
When balance is the higher value

Opening balance: $100K / Opening equity: $99K

Baseline = $100K (balance is higher)

5% of $100K = $5K. Equity cannot drop to $95K that day.

Important
Both floating P&L and closed positions count toward the daily loss. The limit resets at 00:00 Platform Time (UTC+3). Check the countdown timer on the FundingPips dashboard.
What counts as activity?

The account is breached if no trades are completed in 30 consecutive calendar days. At least one complete trade, opened and fully closed, must occur within any 30-day window to keep the account active.


1
When the inactivity clock starts
  • No trades placed yet: the clock starts from the account creation date.
  • Previously traded: the clock starts the day after the last trade was fully closed.
2
Open trades do not count

A trade only counts as activity once it is fully closed. Leaving a trade open does not reset or pause the inactivity timer.

News & Speeches Trading

We use the Economic Calendar on the FundingPips dashboard as our official news source, which features the News and Speeches.
Trading during high-impact news and speeches is subject to specific restrictions depending on account phase.

Important
Purposely trading news in both evaluation phase and master phase is prohibited and will lead to account closure.
Evaluation Phase

There are no news trading restrictions during the Evaluation phase. Trades can be held and managed during the news events.

Master Account
Soft Breach
These rules do not result in account closure, but affected profits will be deducted.

Trades can be held during news events on the Master Account, however specific rules apply to trades opened or closed near high-impact news and speeches events.


1
The restricted window
Restricted News; the window runs from 5 minutes before or 5 minutes after high-impact news .

Restricted Speeches; the window spans from 10 minutes before the high-impact speech begins until 10 minutes after it concludes.
Profit Deduction
Profits made from trades opened or closed within the restricted window around any high-impact news and speeches on the affected currency may be deducted.
2
Swing trader exception: the 5-hour rule

Trades opened 5 hours or more before a high-impact event or speech are excluded from the restriction and can be closed within the restricted window. Profits from these trades will count.

Examples
  • Related currency: restricted affects USD, trades cannot be opened or closed on any USD-related pairs within the 5-minute before or 5-minute after window.
  • Trade opened 30 minutes before the event: closing it within the window will result in those profits not being counted.
Trading Rule Clarification
  • Trades opened more than 5 hours before the news or speeches: profits will count if closed within the restricted window.
  • Trades opened less than 5 hours before the news or speeches: profits will not count if closed during the restricted window.
  • Closing any partial orders will affect the entire order, leading to a news trading flag.
  • Traders are responsible for violations if deductions exceed the daily or max loss limit.

Overnight & Weekend Holding

Evaluation
Overnight & Weekend holding are allowed during evaluation phases for all instruments on 2 Step Standard.

Master
On the Master Account, holding trades overnight and over the weekend is not allowed on 2 Step Pro Master Accounts. All open trades will be automatically closed by the system unless you have the Swing add-on.

Trades closed by the system for Overnight & Weekend holding will not result in an account breach; however, it will not count as a valid trading day.

Auto-close window for Master Accounts
Open positions on 2 Step Standard Master Accounts are closed by the system each day within a 15-minute window:

• Summer time (from the first Sunday of March): 20:45 – 21:00 UTC
• Winter time (from the first Sunday of November): 21:45 – 22:00 UTC

Closing starts at the beginning of the window, and any position still open at the end of it will be closed. Overnight and weekend holding on Master Accounts can be enabled at the time of purchase through an Add-on.

Impact of Weekend trades on consistency score
Profits from these trades will still be added to the account balance while the biggest winning day and biggest losing day will be included in the consistency score calculation.

Swap-Free Add-On

Available at purchase for traders observing Islamic finance principles. Removes overnight swap charges on eligible instruments.

During purchase, traders can select the Swap-Free add-on to hold positions overnight without incurring swap (interest) fees.

MT5, cTrader & Match-Trader
This add-on is available on all three platforms.
  • Applies to Forex and Metals only.
  • Energies, Indices, and Crypto still incur standard swap charges even with the add-on active.
Rewards: Minimum Amount
The minimum reward request is 1% of the Master Account Size (including FundingPips' split). Transfers are subject to exchange rates and transaction fees.

Reward Cycles

On Demand
90%
Request any time with 35% consistency score & min 2% profit.
How does this work? ↓
Weekly
60%
7 days after the first executed trade on the Master Account.
How does this work? ↓
Bi-Weekly
80%
Every 14 calendar days after the first executed trade.
How does this work? ↓
Monthly
100%
Every 30 calendar days after the first executed trade.
How does this work? ↓
On Demand90% Split

Request an On Demand Reward with a 90% split at any time once both of the following criteria are met:

  • A 35% consistency score must be achieved: no single trading day can account for more than 35% of total profit.
  • The minimum reward amount for On Demand is 2% of the Master Account Size.
Weekly60% Split

Request a Reward with a 60% split seven days after the first executed trade on the Master Account.

How It Works
  • First trade on Monday, then request the following Monday
  • First trade on Tuesday, then request the following Tuesday
  • First trade on Wednesday, then request the following Wednesday
  • First trade on Thursday, then request the following Thursday
  • First trade on Friday, then request the following Friday
Bi-Weekly80% Split

Request a Reward with an 80% split every 14 calendar days after the first executed trade on the Master Account.

Monthly100% Split
Effective 15 August 2026
This applies to Evaluation Accounts purchased on or after 15 August 2026.

Request a Reward with a 100% split every 30 calendar days after the first executed trade on the Master Account. The consistency score and profitable days reset after each successfully processed reward.

Eligibility Requirements

  • A 35% consistency score must be achieved: no single trading day can account for more than 35% of total profit. This resets after each reward.
  • At least 7 profitable days to qualify for a reward, each with 0.5% or more profit of the starting Master Account Size. Profitable days resets after each reward.
  • The Striking System warning trigger drops to 1% of account size, at every account size, for as long as the reward cycle is set to Monthly.
  • How does the Striking System work?

    The Striking System applies when the closed and floating loss on one trade idea reaches 1% of the Master Account size.

    All losses from a single trade idea are counted together. A trade idea can be any of the following:

    • One trade
    • Multiple trades running together on the same instrument and in the same direction
    • Two or more new trades opened within 10 minutes of closing a losing trade

    Warnings are cumulative and do not reset between Reward cycles.

    Warning What happens
    1st A warning is recorded
    2nd The reward split drops by half
    3rd The reward split drops to 20%.
    4th Account breach. The account is closed immediately.
    Profit Deduction
    Any profit from trade ideas that received a warning is deducted from the account.
Commission & Leverage: Execution Parameters
Mechanics of the Master Account, including purchasing power, trade costs, and execution limits.
Temporary Update: Master Accounts Only
  • Dynamic leverage has been applied to Metals, Energies, and Indices on Master Accounts. See the Important Information section below.

Commission

Standard accounts use the base commission structure. Accounts with the Swap-Free Add-on (MT5 only) pay higher commission in exchange for no overnight swap fees.

Crypto Commission Formula
Lot size x crypto price x 0.04%. For example, 1 lot of ETH/USD at $2,600 = $1.04 commission.
Instrument Standard Account Swing and Swap Free accounts
Forex $5 per lot $10 per lot
Metals $5 per lot $10 per lot
Energies / Indices No commission No commission
Crypto 0.04% 0.04%

Leverage

Instrument Standard Account Swing and Swap Free accounts
Forex 1:100 1:30
Metals 1:30 1:10
Energies 1:10 1:5
Indices 1:20 1:5
Crypto 1:2 1:1

Once Phase 2 is passed and the account moves to the Master Account, Crypto leverage changes from 1:2 to 1:1, including on swap-free accounts. This is a temporary change and is separate from the Dynamic Leverage below. During the evaluation phases, Crypto leverage stays at 1:2.

Important Information

We actively monitor market conditions and geopolitical developments to ensure a safe and stable trading environment. When volatility, liquidity, or overall risk levels change, we may adjust Commission & Leverage as needed. This can include temporary changes to leverage and margin requirements. All updates will be communicated to clients promptly by email.

Leverage Update: Effective 16 March 2026 at 23:59 Server Time (UTC+3)

Temporary Dynamic Leverage

Dynamic leverage is designed to give more trading flexibility while maintaining responsible risk controls. Instead of applying a single fixed leverage ratio to the entire position, it uses a tiered structure where smaller trade lot sizes benefit from higher leverage, and the ratio gradually decreases as position size grows. The temporary Dynamic Leverage is applied to Metals, Indices, and Energies on Master Accounts.

Dynamic Leverage Tiers

Lot Size Leverage
0.00 - 0.05 lots 1:50
0.05 - 0.10 lots 1:30
0.10 - 0.15 lots 1:25
0.15 - 0.25 lots 1:20
0.25 - 0.50 lots 1:10
0.50 and above lots 1:5
Example

The first 0.05 lots of any position uses 1:50 leverage, meaning only a small fraction of the trade's full value is needed as margin. As the position grows beyond that, each additional portion requires progressively more margin (stepping through 1:30, 1:25, 1:20, and 1:10) until any volume above 0.50 lots uses the base rate of 1:5.

The margin requirement is calculated cumulatively, each tier only applies to the portion of volume within its range, not the entire position. So, the lower tiers always benefit the trade, no matter how large it becomes.

Instruments

41 instruments across 5 asset classes
Forex, Metals, Indices, Energies, and Crypto
EURUSDGBPUSDUSDJPYUSDCHFUSDCADAUDUSDNZDUSDAUDCADAUDCHFAUDJPYAUDNZDCADCHFCADJPYCHFJPYEURAUDEURCADEURCHFEURGBPEURJPYEURNZDGBPAUDGBPCADGBPCHFGBPJPYGBPNZDNZDCADNZDCHFNZDJPYXAUUSDXAGUSDDJI30FTSE100GER40JP225NDX100SPX500STX50UKOILUSOILBTCUSDETHUSD
FX Majors · 7FX Crosses · 21Metals · 2Indices & Energies · 9Crypto · 2
View full instrument list by category
Category Instruments
FX Majors7 EURUSD, GBPUSD, USDJPY, USDCHF, USDCAD, AUDUSD, NZDUSD
FX Crosses21 AUDCAD, AUDCHF, AUDJPY, AUDNZD, CADCHF, CADJPY, CHFJPY, EURAUD, EURCAD, EURCHF, EURGBP, EURJPY, EURNZD, GBPAUD, GBPCAD, GBPCHF, GBPJPY, GBPNZD, NZDCAD, NZDCHF, NZDJPY
Metals2 · spot XAUUSD Gold (1 lot = 100 oz), XAGUSD Silver (1 lot = 5,000 oz)
Indices7 · cash DJI30 (US Wall Street 30), FTSE100 (UK 100), GER40 (Germany 40), JP225 (Japan 225), NDX100 (US Tech 100), SPX500 (US SPX 500), STX50 (EU Stocks 50)
Energies2 · spot UKOIL (Crude Oil Brent), USOIL (Crude Oil WTI)
Crypto2 BTCUSD (Bitcoin vs USD), ETHUSD (Ethereum vs USD)
Instrument specifics such as market hours, contract size, and swap rates are available in the trading platform.

Lot Size Limit

20-Lot Max per Click / Trade
A hard 20-lot limit is enforced at the platform level on every single trade. This cannot be overridden regardless of margin or leverage allowance. For crypto specifically, a separate 1-lot limit per click applies and is the binding restriction.

Frequently Asked Questions

Common questions about the topics covered on this page.

Evaluation to Master Phase

Is there a time limit to pass the evaluation?

No. There is no time limit on either phase. Any pace works, as long as at least one trade is completed every 30 days to avoid inactivity and all trading rules are followed throughout.

When will I receive my Phase 2 account after passing Phase 1?

Once all Phase 1 objectives are finished, the Phase 2 account will be ready! The new login details appear on the dashboard under Credentials.

When will I receive my Master Account after passing Phase 2?

After passing Phase 2, the Master Account is issued once the standard Master Account onboarding process is complete. This includes KYC verification, a review by the Responsible Trading Team (up to 2 working days), Customer Agreement signing, and connection to the risk management framework (a further 2 working days).

If my open trades are showing a profit above the target, have I passed?

No. To pass either phase, the profit target must be reached with all open trades closed. Profits from trades that are still open do not count, even if they are showing a gain above the target.

Is there a reset option if my Evaluation Account is breached?

Yes. If a Phase 1 or Phase 2 account is breached due to trading rules or risk violations, a Reset option with a 8% discount on Phase 1 and 8% discount on Phase 2 will appear on the dashboard within 7 calendar days of the breach. If a Phase 2 account is reset, it restarts from Phase 1.

My account was closed for inactivity. Can I get an Evaluation Reset?

Yes. Evaluation Resets are available when an account is breached due to trading rule or risk violations or Inactivity

Support

Still Need Help?

Let’s chat
Live Chat
Online now
Our community
Discord
Ask 230,000+ traders
Open Discord
Send us a message
Email
Available 24/7
Send an email