Prime Account
The Scaling Plan is a career roadmap built to reward consistency. Earn three rewards on your Master Account, click UNLOCK to Unlock your Prime Account, then hit the profit target at each level and compound up through the Scaling Plan. Reach Level 10 and you become a Certified FundingPips Trader.
- After 3 rewards on your Master Account, the option to Unlock your Prime Account appears. It is fully optional: keep trading and requesting rewards on your Master Account for as long as you like, or click UNLOCK to start your Prime Account.
- Hit 10% cumulative profit on Prime and request a scale-up; your account grows by +30% of the current level's starting size.
- 70% reward split with daily rewards available on Prime. Request as many times as you want, everyday!
- Level 10 or $2M Prime Capital unlocks Certified FundingPips Trader status and investor capital through Tradin, our partner CFD broker.
Before your 3rd reward, your account operates as a normal Master Account. Trade your strategy, manage your risk, and request rewards on your selected cycle.
Earning 3 rewards is the minimum requirement before Prime becomes available, and reaching it never unlocks Prime automatically. Unlocking is always your choice: you can keep trading your Master Account and take a 4th reward and beyond instead.
If you choose to Unlock, your Prime Account size is calculated from the profit you have earned after your 3rd reward. If you don't, that profit stays yours to trade and to request as rewards.
When you're ready, click the UNLOCK button on your dashboard and confirm by typing UNLOCK in the confirmation dialog. Your next reward funds the Prime Account at a model-specific multiplier; when you choose to switch to a Prime Account, your Master Account closes and a Prime Account is created.
- After your 3rd reward Your 3rd reward is complete. Before the 3rd reward, there is no Prime option to Unlock.
- Minimum profit Profit after your 3rd reward reaches at least 2% of the Master Account size (the floor for UNLOCK). Up to 10% of your Master Account size counts toward your starting Prime Account size.
At the moment of Unlock, your reward cycle split is applied to your total profit after the 3rd reward. Your split is then multiplied by your model's multiplier to set your Prime Account Size.
Pick your Master Account Size and model, then drag the slider to see your starting Prime Account Size update in real time. Each model carries its own multiplier (2 Step Standard ×10 · 2 Step Pro ×16.67 · 1 Step ×16.67 · Zero ×20).
Total profit after the 3rd reward = $10,000 (the most that counts toward your Prime Account Size).
| Model · Cycle | Your split | × Multiplier | = Prime Account Size |
|---|---|---|---|
| 1 Step · 80% Bi-Weekly | $10,000 × 80% = $8,000 | ×16.67 | $133,360 |
| 2 Step Standard · 60% Weekly | $10,000 × 60% = $6,000 | ×10 | $60,000 |
| 2 Step Pro · 80% Weekly | $10,000 × 80% = $8,000 | ×16.67 | $133,360 |
| Zero · 95% Bi-Weekly | $10,000 × 95% = $9,500 | ×20 | $190,000 |
Total profit after the 3rd reward = $2,000 (the floor at which UNLOCK becomes available, assuming the cycle threshold and trading objectives are met).
| Model · Cycle | Your split | × Multiplier | = Prime Account Size |
|---|---|---|---|
| 1 Step · 80% Bi-Weekly | $2,000 × 80% = $1,600 | ×16.67 | $26,672 |
| 2 Step Standard · 60% Weekly | $2,000 × 60% = $1,200 | ×10 | $12,000 |
| 2 Step Pro · 80% Weekly | $2,000 × 80% = $1,600 | ×16.67 | $26,672 |
| Zero · 95% Bi-Weekly | $2,000 × 95% = $1,900 | ×20 | $38,000 |
Once you're on a Prime Account, these are the objectives you trade by. Each level carries a cumulative 10% profit target; a soft daily loss pauses trading for the day without counting as a breach; and a trailing Smart Max Loss sets the floor. If you ever breach, the Comeback Rule gives you a path back.
Click any card to learn more.
How does the 10% profit target work?
The profit target is 10% of the current level's starting size, measured against your cumulative profit on the Prime. There's no time limit. Daily rewards can be requested at any time.
On a $100,000 Level 1 Prime, your target is $10,000. After scaling to $130,000, your next target is $13,000.
- Make 3% profit, request your 70% reward, request it. Your cumulative profit counter still reads 3%.
- Make another 3% profit, request again. The cumulative counter now reads 6%.
- Make another 4% profit, request again. Cumulative counter hits 10% and your account scales by 30% and you reach the next PRIME level.
- Your cumulative counter keeps building toward the next scale-up. Nothing resets.
How does the 2% Soft Daily Loss work?
A 2% Soft Daily Loss applies on Prime Accounts. This is 2% of the higher of daily opening balance or equity. If realized or unrealised losses hit this level, trading is paused for the rest of the day. The account resumes the next trading day.
This is a soft breach. The account is not closed. The daily limit resets at 00:00 Platform Time (UTC+3).
How does the Smart Max Loss work?
On Prime, the Max Loss is a trailing Smart Max Loss floor, not a fixed level. It starts below your opening balance and trails upward as your end-of-day closing balance sets new highs. The floor is recalculated once per trading day, at the daily close: never in real time, and never on intraday highs. It never moves down.
The floor stops trailing once your end-of-day closing balance reaches the model's lock threshold. At that point the floor locks at the model's lock floor and stays fixed until your next scale-up.
| Model | Loss % | Start floor | Lock floor | Locks when close reaches |
|---|---|---|---|---|
| 2 Step Standard | 10% | $90,000 | $93,000 | $103,000 |
| 2 Step Pro | 6% | $94,000 | $96,000 | $102,000 |
| 1 Step | 6% | $94,000 | $96,000 | $102,000 |
| Zero | 5% | $95,000 | $97,000 | $102,000 |
The percentages are size-independent and apply to any Prime Account Size. Distance from opening balance to lock floor: 7% on 2 Step Standard, 4% on 2 Step Pro and 1 Step, 3% on Zero. Lock trigger (closing-balance growth at which the floor locks): +3% on 2 Step Standard and +2% on the other three models.
Trailing mechanic. The floor is recalculated once per trading day, at the daily close. When the day's closing balance sets a new high, the floor moves up to (closing-balance high minus the Smart Max Loss amount). When the closing balance is at or below the prior high, the floor stays where it is. Intraday highs that are given back before the close do not move the floor. When the closing balance reaches the lock threshold, the floor locks at the lock floor and stops trailing permanently.
The floor itself updates only at the end of the day, but your breach level is watched in real time. The breach is equity-based: if equity touches or drops to the floor at any moment, even briefly, the account is breached. Both floating PnL on open positions and realized closed-trade losses count.
| Day (end-of-day close) | Close | Floor | Locked? |
|---|---|---|---|
| Day 1 closes at a new high | $101,000 | $91,000 | No |
| Day 2 hits $102,000 intraday, gives it back before the close | $100,500 | $91,000 | No (no new closing high) |
| Day 3 closes at a new high | $102,000 | $92,000 | No |
| Day 4 closes at the lock threshold | $103,000 | $93,000 | Yes, locked |
| Day 5 closes higher; the floor is locked | $112,000 | $93,000 | Yes (will not trail) |
| Day 6 equity touches $93,000 intraday | n/a | $93,000 | Breached |
Lock floor: $93,000
Locks when close reaches: $103,000
Lock floor: $120,900
Locks when close reaches: $133,900
Scale Through Each Level: Hit 10%, Grow 30%
Once your cumulative profit covers the level's 10% target, you become eligible to scale up, up to the $2,000,000 Prime Capital maximum. The scale-up is upon request: submit it through your dashboard when you're ready. Your account size grows by 30% of the current level's starting size, and the new profit target and Smart Max Loss are recalculated immediately from the new base. The Prime account number does not change at scale-up. Scale-up processing takes up to 3 business days from your request.
You can keep trading past the scale-up target without requesting. Profits continue to accumulate. If your cumulative covers multiple scale-up targets, you can submit multiple scale-up requests in sequence, one per level.
Example. $100,000 Level 1 Prime, cumulative reaches $10,000. You request the scale-up. Account becomes $130,000. New target: $13,000. Smart Max Loss resets from the $130,000 base. The cumulative counter carries the $10,000 forward; to scale from L2 to L3 your cumulative needs to reach $23,000 ($10,000 + $13,000).
| Level | Account size | Target (10%) | Per-level 70% split | Smart Max Loss (2 Step Standard 10%) |
|---|---|---|---|---|
|
L1Start
|
$100,000 | $10,000 | $7,000 | $10,000 |
| 2 | $130,000 | $13,000 | $9,100 | $13,000 |
| 3 | $169,000 | $16,900 | $11,830 | $16,900 |
| 4 | $219,700 | $21,970 | $15,379 | $21,970 |
| 5 | $285,610 | $28,561 | $19,993 | $28,561 |
| 6 | $371,293 | $37,129 | $25,991 | $37,129 |
| 7 | $482,681 | $48,268 | $33,788 | $48,268 |
| 8 | $627,485 | $62,749 | $43,924 | $62,749 |
| 9 | $815,731 | $81,573 | $57,101 | $81,573 |
|
L10
Portfolio Mgr
Unlocks Certified
|
$1,060,450 | $106,045 | $74,232 | $106,045 |
| Level 10 Managed Account Size | $1,060,450 | |||
Reaching Level 10 or growing your Prime Capital to $2M (whichever comes first) marks your move from retail trader to professional fund manager. Your Prime Account journey has built a verified, audited track record. At this point your strategy is listed on Tradin, where investors allocate capital to copy your trades, and you earn a profit split on every dollar they invest, stacked on top of your 70% Prime reward split.
Your trading capacity sits in two separate pools. Evaluation Allocation is the max on your evaluation and Master Accounts. Prime Capital is the max on your Prime Accounts. The two pools operate independently.
- Covers active evaluation, Master, and Prime accounts. Active Primes consume Evaluation Allocation at their Prime Account Size (the scaled amount doesn't count); Unlocked Masters are closed and no longer consume.
- Starts at $300,000.
- Each time a Master Unlocks to Prime, Evaluation Allocation increases by 50% of the new Prime Account Size (the size at Unlock, after your reward split and model multiplier are applied).
- Breaching a Prime permanently reduces Evaluation Allocation by 75% of its Scaled Prime Account Size.
- Maxed at $600,000.
- The total size of all your active Prime Accounts combined, including scaled-up capital.
- Each Master that Unlocks to Prime adds its unlock size (set by your reward split and model multiplier) to Prime Capital.
- Scaling up an existing Prime grows Prime Capital further. Scale-ups do not grow Evaluation Allocation.
- Prime Capital is not reduced by breaches in the same way as Evaluation Allocation. A breached Prime simply closes and its size leaves the Prime Capital total.
- Maxed at $2,000,000 across all your Primes combined.
This walkthrough follows three $100k 2 Step Standard accounts on the 60% weekly cycle. It shows what happens after you buy them, how each Unlock affects your Evaluation Allocation, what happens when you scale a Prime, and what a breach costs.
Markets are unpredictable. The Comeback Rule exists because skill shouldn't be permanently locked out, no matter how many times a trader needs to rebuild. There is no limit on how many times it can be triggered.
Reward Structure
You keep 70% of profits on Prime; we keep 30%. You can request a reward on any day your profit meets the 1% minimum of your Prime Account Size (including our split), without waiting for a scale-up. You can request as many times in a day as you like and keep trading at the same time.
Each request is deducted directly, so trading continues with no processing pause, and requesting a reward does not reset your scaling progress. Transfers are subject to exchange rates and fees.
Our 30% is removed from any profit left on the account at the end of each trading day, and that amount goes toward your scale-ups on Prime. If you request a reward during the day on a closed profit, the 70/30 split is applied at that point and there is no further end-of-day deduction on that profit. Any profit earned after a reward request and left on the account through end of day has its 30% deducted then. If you end the day in profit but your cumulative profit did not increase, no 30% is deducted.
Example. Early in the day you close $5,000 profit and request it as a reward: $3,500 is available to you, $1,500 is our split, and the $5,000 leaves the Prime balance. Later the same day you close another $3,000 and don't request it; at end of day $900 (30% of $3,000) is deducted and $2,100 stays on the account as your split.
Commission
Your Prime Account carries the same commission structure as the model that unlocked it, whether that was 1 Step, 2 Step Standard, 2 Step Pro, or Zero.
| Instrument | 1 Step / 2 Step Standard / 2 Step Pro | Zero |
|---|---|---|
| Forex | $5 per lot | $7 per lot |
| Metals | $5 per lot | $7 per lot |
| Energies | No commission | No commission |
| Indices | No commission | No commission |
| Crypto | 0.04% | 0.04% |
Dynamic leverage
Prime uses the Standard Leverage Plan, a tiered system: smaller positions get higher leverage (up to 1:2000), stepping down as your position on an instrument grows. Margin is cumulative, so each tier applies only to the portion of volume within its range, and you keep the benefit of the lower tiers however large the trade. It is measured per instrument, across all your positions on that instrument, and applies to every Prime regardless of your original model.
| Tiers (Lots) | Leverage | Margin Rate |
|---|---|---|
| < 1 | 1:2000 | 0.05% |
| < 2 | 1:1000 | 0.10% |
| < 5 | 1:500 | 0.20% |
| < 10 | 1:200 | 0.50% |
| < 20 | 1:100 | 1.00% |
| < 25 | 1:50 | 2.00% |
| < 50 | 1:25 | 4.00% |
| ∞ | 1:5 | 20.00% |
| Tiers (Lots) | Leverage | Margin Rate |
|---|---|---|
| < 1 | 1:2000 | 0.05% |
| < 2 | 1:1000 | 0.10% |
| < 3 | 1:500 | 0.20% |
| < 5 | 1:200 | 0.50% |
| < 10 | 1:100 | 1.00% |
| < 15 | 1:50 | 2.00% |
| < 25 | 1:25 | 4.00% |
| ∞ | 1:5 | 20.00% |
| Tiers (Lots) | Leverage | Margin Rate |
|---|---|---|
| < 0.25 | 1:2000 | 0.05% |
| < 0.50 | 1:1000 | 0.10% |
| < 0.75 | 1:500 | 0.20% |
| < 1.0 | 1:200 | 0.50% |
| < 2.0 | 1:100 | 1.00% |
| < 3.0 | 1:50 | 2.00% |
| < 4.0 | 1:20 | 5.00% |
| < 5.0 | 1:10 | 10.00% |
| ∞ | 1:5 | 20.00% |
| Tiers (Lots) | Leverage | Margin Rate |
|---|---|---|
| < 0.25 | 1:100 | 1.00% |
| < 0.50 | 1:50 | 2.00% |
| < 1.0 | 1:20 | 5.00% |
| < 2.0 | 1:10 | 10.00% |
| ∞ | 1:5 | 20.00% |
| Tiers (Lots) | Leverage | Margin Rate |
|---|---|---|
| < 0.25 | 1:2000 | 0.05% |
| < 0.50 | 1:1000 | 0.10% |
| < 1.0 | 1:500 | 0.20% |
| < 2.0 | 1:200 | 0.50% |
| < 3.0 | 1:100 | 1.00% |
| < 4.0 | 1:30 | 3.33% |
| < 5.0 | 1:20 | 5.00% |
| ∞ | 1:5 | 20.00% |
| Tiers (Lots) | Leverage | Margin Rate |
|---|---|---|
| < 0.25 | 1:2000 | 0.05% |
| < 0.50 | 1:1000 | 0.10% |
| < 1.0 | 1:500 | 0.20% |
| < 2.0 | 1:200 | 0.50% |
| < 3.0 | 1:100 | 1.00% |
| < 4.0 | 1:30 | 3.33% |
| < 5.0 | 1:20 | 5.00% |
| ∞ | 1:5 | 20.00% |
| Tiers (Lots) | Leverage | Margin Rate |
|---|---|---|
| < 0.25 | 1:2000 | 0.05% |
| < 0.50 | 1:1000 | 0.10% |
| < 1.0 | 1:500 | 0.20% |
| < 2.0 | 1:200 | 0.50% |
| < 3.0 | 1:100 | 1.00% |
| < 4.0 | 1:30 | 3.33% |
| < 5.0 | 1:20 | 5.00% |
| ∞ | 1:5 | 20.00% |
| Tiers (Lots) | Leverage | Margin Rate |
|---|---|---|
| < 0.25 | 1:2000 | 0.05% |
| < 0.50 | 1:1000 | 0.10% |
| < 1.0 | 1:500 | 0.20% |
| < 2.0 | 1:200 | 0.50% |
| < 3.0 | 1:100 | 1.00% |
| < 4.0 | 1:30 | 3.33% |
| < 5.0 | 1:20 | 5.00% |
| ∞ | 1:5 | 20.00% |
| Tiers (Lots) | Leverage | Margin Rate |
|---|---|---|
| < 0.25 | 1:2000 | 0.05% |
| < 0.50 | 1:1000 | 0.10% |
| < 1.0 | 1:500 | 0.20% |
| < 2.0 | 1:200 | 0.50% |
| < 3.0 | 1:100 | 1.00% |
| < 4.0 | 1:30 | 3.33% |
| < 5.0 | 1:20 | 5.00% |
| ∞ | 1:5 | 20.00% |
| Tiers (Lots) | Leverage | Margin Rate |
|---|---|---|
| < 0.25 | 1:2000 | 0.05% |
| < 0.50 | 1:1000 | 0.10% |
| < 1.0 | 1:500 | 0.20% |
| < 2.0 | 1:200 | 0.50% |
| < 3.0 | 1:100 | 1.00% |
| < 4.0 | 1:30 | 3.33% |
| < 5.0 | 1:20 | 5.00% |
| ∞ | 1:5 | 20.00% |
| Tiers (Lots) | Leverage | Margin Rate |
|---|---|---|
| < 0.5 | 1:100 | 1.00% |
| < 1 | 1:50 | 2.00% |
| < 1.5 | 1:25 | 4.00% |
| < 2 | 1:10 | 10.00% |
| ∞ | 1:5 | 20.00% |