FundingPips Zero
Designed for traders ready to dive straight into a Master Account with no evaluation phases, immediate market exposure, and direct access to our capital. This model demands a high-calibre strategy and elite risk management, making it the premier choice for disciplined professionals who value time as much as capital.
- No evaluation: live from day one, no multi-stage testing.
- 95% profit split: bi-weekly reward cycle.
- Strict risk rules: trailing drawdown, max risk per trade, news restrictions.
- 7 profitable days per 30-day period required to unlock rewards.
Hard Breaches
Immediate account termination with no grace period. Click any card to learn more.
How is the daily limit calculated?
Daily Loss Limit: 3% of the higher value between your opening balance or opening equity for that day.
At the start of each trading day, the system records both your balance and your equity. Whichever is higher becomes the baseline. Your equity cannot fall by more than 3% of that baseline at any point during the day, including floating losses from open trades.
Opening balance: $105,000 / Opening equity: $107,000
Baseline = $107,000 (equity is higher)
3% of $107,000 = $3,210. Your equity cannot drop to $103,790 that day.
Opening balance: $100,000 / Opening equity: $99,000
Baseline = $100,000 (balance is higher)
3% of $100,000 = $3,000. Your equity cannot drop to $97,000 that day.
How is the trailing drawdown calculated?
Maximum Trailing Loss Limit: 5% of your highest ever recorded equity.
The drawdown floor rises in step with your peak equity. It never moves down. Once your equity reaches 5% above the initial account balance, the floor stops trailing and locks permanently at the starting account size.
Account size: $100,000 / Peak equity reached: $102,000
Floor = $102,000 - 5% = $96,900. Your equity cannot drop to $96,900 at any point.
Account size: $100,000 / Peak equity reached: $105,000 (5% profit)
The floor locks permanently at $100,000 (the initial account size). It will not trail further, regardless of how high equity climbs afterwards.
How is the 1% risk limit enforced?
Maximum Risk Limit: 1% of the initial account size, measured in real time against your combined floating PnL.
This rule looks at the total unrealised loss across all your open positions simultaneously. The moment the combined floating loss touches -1% of the initial account size, the account is breached, even if no trades have been closed yet.
Account size: $100,000
1% of $100,000 = $1,000
If one open trade is floating at -$1,000 or worse at any moment, the account is breached.
Account size: $100,000
Three trades open simultaneously:
- Trade A floating loss: -$400
- Trade B floating loss: -$350
- Trade C floating loss: -$250
Combined floating loss: -$1,000 = Breach, even though each trade individually is within limit.
What counts as a Risk Per Trade Idea?
The maximum loss allowed on a single trade idea on your Master Account, including both realised and unrealised losses across all related positions. Does not apply during evaluation.
- Below $50K: 3% of initial account size
- $50K and above: 2% of initial account size
Your biggest loss on any single trade must not reach the limit for your account size.
$25K account, limit: 3% = $750
A single trade loss of $750 or more = Breach
$100K account, limit: 2% = $2,000
A single trade loss of $2,000 or more = Breach
Multiple positions on the same pair open at the same time are treated as one trade idea. Combined losses (including unrealised) must not reach the limit.
$25K account, limit: 3% = $750
Three concurrent buys on EURUSD:
- Trade 1 loss: $300
- Trade 2 loss: $200
- Trade 3 loss: $250
Combined: $750 = Breach, even if Trade 1 is still open
$100K account, limit: 2% = $2,000
Three concurrent sells on XAUUSD:
- Trade 1 floating loss: $900
- Trade 2 floating loss: $700
- Trade 3 floating loss: $400
Combined: $2,000 = Breach, regardless of whether trades remain open
Opening a new position in the same direction within 10 minutes of closing a losing trade counts as the same trade idea. The combined loss from both trades is assessed against the limit.
$25K account, limit: 3% = $750
- Trade 1: closed at $500 loss
- Trade 2: reopened same direction within 10 min, $250 loss
Combined: $750 = Breach
$100K account, limit: 2% = $2,000
- Trade 1: closed at $1,200 loss
- Trade 2: reopened same direction within 10 min, $800 loss
Combined: $2,000 = Breach
What counts as a profitable day?
You must achieve at least 7 profitable days within every rolling 30-day period. A day only qualifies if the net closed profit for that day is at least 0.25% of the initial account size.
The first 30-day period starts on the account creation date. The counter resets either at the end of each cycle or after a reward is successfully processed.
A day is counted only when a trade is closed on that day with at least 0.25% net profit. Opening a trade is not enough; it must be fully completed.
What counts as activity?
Your account is suspended if no trades are completed in 30 consecutive calendar days. At least one complete trade, opened and fully closed, must occur within any 30-day window to keep the account active.
- No trades placed yet: the clock starts from the account creation date.
- Previously traded: the clock starts the day after your last trade was fully closed.
A trade only counts as activity once it is fully closed. Leaving a trade open does not reset or pause the inactivity timer.
What is the restricted news & weekend window?
There are two separate prohibitions on FundingPips Zero. Each is a hard breach on its own.
No position may be opened, closed, or held within the restricted window around any high-impact news event on the affected currency.
- Scheduled news releases: the window runs from 10 minutes before the event to 10 minutes after.
- High-impact speeches: the window runs from 10 minutes before the speech begins to 10 minutes after it ends.
- Only events marked in red on Forex Factory are restricted. Medium and low-impact events are not affected.
All positions must be fully closed before market close on Friday. Leaving any position open into the weekend is an immediate account termination, regardless of instrument.
- Forex, Metals, Energies, Indices, Crypto: must be closed before Friday market close.
Soft Breach
To request a reward, your biggest winning day must not exceed 15% of your total accumulated profit. You can keep trading to bring the score back within range.
| Day | Result |
|---|---|
| Day 1 | $518 Profit |
| Day 2 | $497 Profit |
| Day 3 | $508 Profit |
| Day 4 | $459 Profit |
| Day 5 | $492 Profit |
| Day 6 (Biggest Winning Day) | $520 Profit |
| Day 7 | $506 Profit |
- Total profit: $3,500
- Maximum allowable single day (15%): $525 ($3,500 x 0.15)
- Consistency score: $520 / $3,500 x 100% = 14.86%
Continue trading and keep each day's profit below your current biggest winning day. As your total profit grows, the percentage that one big day represents will naturally fall and bring the score back within range.
Reward Structure
You can request a reward with a 95% profit split every 14 calendar days after your first executed trade on your Master Account. The cycle resets after each successfully processed reward.
If your reward date passes and you are not ready to request, the window remains open until you choose to submit. The cycle only resets once a reward is successfully processed.
Eligibility Requirements
All four conditions must be met simultaneously to submit a reward request:
Consistency Score 15% or below
Your biggest winning day must not exceed 15% of your total cumulative profits. See the Consistency Score accordion in Additional Guidelines for a full example.
7 Profitable Trading Days
At least 7 days with net profit of 0.25% or more of initial account size within the current rolling 30-day period.
3% Safety Cushion
The first 3% profit on the Master account isn't eligible for reward request. It acts as a buffer to prevent the daily loss limit from being triggered during reward processing.
Biggest Loss Does Not Exceed Biggest Win
Your largest single losing day must not exceed your largest single winning day. Keep trading until this condition is satisfied.
- Dynamic leverage has been applied to Metals, Energies, and Indices on Master Accounts.
- See the Leverage section below for current applicable rates.
Swap-Free Add-On
Available at purchase for traders observing Islamic finance principles. Removes overnight swap charges on eligible instruments.
During purchase, traders can select the Swap-Free add-on to hold positions overnight without incurring swap (interest) fees.
- Applies to Forex and Metals only.
- Energies, Indices, and Crypto still incur standard swap charges even with the add-on active.
- Weekend holds remain prohibited on FundingPips Zero regardless of this add-on. All positions must be closed before Friday market close.
Commission
Standard accounts use the base commission structure. Accounts with the Swap-Free Add-on (MT5 only) pay higher commission in exchange for no overnight swap fees.
| Instrument | Standard Account | Swap-Free Account (MT5) |
|---|---|---|
| Forex | $7 per lot | $10 per lot |
| Metals | $7 per lot | $10 per lot |
| Energies / Indices | No commission | No commission |
| Crypto | 0.04% | 0.04% |
Leverage
| Instrument | Standard Account | Swap-Free Account (MT5) |
|---|---|---|
| Forex | 1:50 | 1:30 |
| Metals | 1:20 | 1:10 |
| Energies | 1:10 | 1:10 |
| Indices | 1:20 | 1:5 |
| Crypto | 1:2 | 1:1 |
Temporary dynamic leverage (effective 16 March 2026 at 23:59 Server Time UTC+3):
Dynamic leverage applies a tiered structure to Metals, Indices, and Energies on Master Accounts. Instead of a single fixed rate, the leverage ratio decreases as your position size grows. Each tier applies only to the volume within its range, not your entire position.
| Lot Size | Leverage |
|---|---|
| 0.00 - 0.05 lots | 1:50 |
| 0.05 - 0.10 lots | 1:30 |
| 0.10 - 0.15 lots | 1:25 |
| 0.15 - 0.25 lots | 1:20 |
| 0.25 - 0.50 lots | 1:10 |
| 0.50 lots and above | 1:5 |