1 Step Flex

1 Step Flex
How the 1 Step Flex works

1 Step Flex has one Evaluation phase and the fewest rules on how to trade.

  • One phase, to Master: a single Evaluation phase, then the Master Account.
  • No minimum trading days: pass on your own schedule.
  • 85% Bi-Weekly reward: request a Reward every two weeks.
  • Five account sizes: $5K, $10K, $25K, $50K, and $100K.
Evaluation Phase
Optimized for efficiency: a streamlined, single-phase evaluation fast-tracking your way to a Master Account.

Tests your trading skills and builds your trading profile.

Phase 1
  • Achieve a 12% profit target during Phase 1.
  • No minimum trading days and no time limit to pass.
  • Adhere to all trading rules and risk limits.
Evaluation Reset

A second chance built for momentum. If your account is breached due to trading behavior or risk violations, a reset option at a 10% discount is available to help you restart quickly without changing your setup.

  • Available only within 7 calendar days of the breach
  • Keeps the same account size
  • Keeps the same reward cycle
  • Keeps the same trading platform
The reset option will appear automatically on your dashboard once your account qualifies.

The Master Account

Evaluation Complete
Once you successfully pass Phase 1, you will be offered the opportunity to trade on a Master Account. Request a Reward every two weeks at an 85% split.

Profit Concentration Policy

The Profit Concentration Policy sets clear expectations on evaluation results. If a single trade idea accounts for more than 60% of the profit target in an evaluation phase, the Master Account created after passing will require 4 minimum profitable days before each reward can be requested.

What counts as a trade idea

A trade idea is a single trade, or multiple positions on the same instrument in the same direction, including any new position opened within 10 minutes of closing a losing trade. All of these positions are grouped and assessed together.

Exceeding the limit does not fail the Evaluation

Exceeding the limit does not fail the Evaluation. It only adds a reward requirement after you pass; see the Rewards tab.

Account Violations: Hard Breach
Hard breaches are serious violations of our established rules. Committing a hard breach will result in the immediate closure of your account with no grace period.

Hard Breaches

Hard Breach: Immediate Account Closure

Immediate account termination with no grace period. Click any card to learn more.

Max Loss Limit
12%
Your equity or balance cannot fall 12% below the starting account size.
How is this calculated? ↓
Daily Loss Limit
3%
Max daily loss from the higher of opening balance or equity.
How is it calculated? ↓
Inactivity
30 days
Account breached if no completed trades within 30 consecutive days.
What counts as activity? ↓
Striking System
1%
A warning at 1% floating loss on one trade idea. Four warnings close the account.
How do warnings work? ↓
How is the Max Loss Limit calculated?

Max Loss Limit: 12% of the starting account size.

The Max Loss Limit is based on the starting account size. Both open and closed losses are counted, and your equity or balance cannot touch this level at any point, including floating losses from open trades. A breach closes the account.


1
On a $100K account

Starting account size: $100K

Based on $100K (the account size)

12% of $100K = $12K. Your equity or balance cannot drop to $88K at any point.

How is the Daily Loss Limit calculated?

Daily Loss Limit: 3% of the higher value between your opening balance or opening equity for that day.

At the start of each trading day, the system records both your balance and your equity. Whichever is higher becomes the baseline. Your equity cannot fall by more than 3% of that baseline at any point during the day, including floating losses from open trades.


1
When equity is the higher value

Opening balance: $105K / Opening equity: $107K

Baseline = $107K (equity is higher)

3% of $107K = $3,210. Your equity cannot drop to $103,790 that day.

2
When balance is the higher value

Opening balance: $100K / Opening equity: $99K

Baseline = $100K (balance is higher)

3% of $100K = $3K. Your equity cannot drop to $97K that day.

Important
Both floating P&L and closed positions count toward the daily loss. The limit resets at 00:00 Platform Time (UTC+3). Check the countdown timer on your FundingPips dashboard.
What counts as activity?

Your account is breached if no trades are completed in 30 consecutive calendar days. At least one complete trade, opened and fully closed, must occur within any 30-day window to keep the account active.


1
When the inactivity clock starts
  • No trades placed yet: the clock starts from the account creation date.
  • Previously traded: the clock starts the day after your last trade was fully closed.
2
Open trades do not count

A trade only counts as activity once it is fully closed. Leaving a trade open does not reset or pause the inactivity timer. There is no time limit to hit the Profit Target, so this is the one rule that can close the account without a loss.

How do the Striking System warnings work?

The account gets a warning when the floating loss on one trade idea reaches 1% of the account size.

A trade idea is a single trade, or multiple positions on the same instrument in the same direction, including any new position opened within 10 minutes of closing a losing trade. All of these positions are counted as a single trade idea.

There are four warnings. They add up over the life of the account and do not reset between Reward cycles.

Warning Consequence
1st Warning issued.
2nd Reward split drops by half.
3rd Reward split drops to 20%.
4th Account breach and immediate closure.
Profit deduction
Any profit from trade ideas that received a warning is deducted from the account.
Soft Breach
These rules do not lead to account closure on their own, but breaking them can remove affected profits. News restrictions and weekend holds apply on the Master Account.

News Trading

We use Forex Factory as our official news source. High-impact events and speeches are highlighted in red. You can also access the calendar directly through your dashboard.

There are no restrictions on holding trades during news events during the evaluation phase. You are free to manage your trades as you see fit.

Important
Purposely trading news is prohibited and will lead to account closure.

You can hold trades during news events on the Master Account, however specific rules apply to trades opened or closed near high-impact news events.


1
The 10-minute restricted window

You cannot open or close positions within a 10-minute window surrounding a high-impact news event (red folder only) on the affected currencies. This window spans 5 minutes before and 5 minutes after the event. For high-impact speeches, the window spans 5 minutes before the speech begins until 5 minutes after it concludes.

Profits from trades opened or closed within this window will not be counted on the Master Account. The full profit of the affected trade is deducted, not just the portion earned during the window.

2
Swing trader exception: the 5-hour rule

Trades opened 5 hours or more before a high-impact event or speech are excluded from the restriction and can be closed within the restricted window. Profits from these trades will count.

Related currency

If news affects USD, you cannot open or close trades on any USD-related pairs within the 10-minute window.

Trade opened 30 minutes before the event

Closing it within the window will result in those profits not being counted.

Trading Rule Clarification
  • Trades opened more than 5 hours before the news: profits will count if closed within the 10-minute window.
  • Trades opened less than 5 hours before the news: profits will not count if closed during the 10-minute window.
  • Closing any partial orders will affect the entire order, leading to a news trading flag.
  • Traders are responsible for violations if deductions exceed the daily or max loss limit.

Weekend Holding

Weekend holds are permitted during the evaluation phase with no restrictions.

Weekend Holds: Temporarily Not Allowed
A temporary change is in effect since 29 January 2026: holding trades over the weekend is currently not allowed on 1 Step Flex Master Accounts. Ensure all trades are closed before market close on Friday. Any open trades will be automatically closed by the system; this is not a hard breach.
Rewards
1 Step Flex pays an 85% split on a Bi-Weekly cycle. Request a Reward every two weeks once the minimum is met.
Reward split
85%
Of the profit on the Master Account.
Reward cycle
Bi-Weekly
Request a Reward every two weeks.
Minimum Reward request
1%
Of the account size. $1K on a $100K account.

85% Reward Split

Bi-Weekly85% Split

Request a Reward every two weeks. The profit has to meet the 1% minimum of the account size first. On a $100K account that is $1K.

Request it on the dashboard
The Rewards page shows the next request date and the profit available.

Profit Concentration Policy

If a single trade idea accounts for more than 60% of the profit target, every Reward request needs 4 minimum profitable days. The condition stays for the life of the account, not only the first Reward.

A trade idea is a single trade, or multiple positions on the same instrument in the same direction, including any new position opened within 10 minutes of closing a losing trade. All of these positions are grouped and assessed together.

A profitable day closes up 0.5% or more of the account size. On a $100K account that is $500. Each Reward request needs 4 of them on the Master Account.

Trading Conditions: Execution Parameters
Understand the mechanics of your Master Account. This includes your purchasing power, trade costs, and execution limits.
Temporary Update: Master Accounts Only
  • Weekend holds are currently not allowed. Close all trades before Friday market close. Any open trades will be closed by the system; this is not a hard breach.
  • Dynamic leverage has been applied to Metals, Energies, and Indices on Master Accounts. See the Important Information section below.

Swap-Free Add-On

Available at purchase for traders observing Islamic finance principles. Removes overnight swap charges on eligible instruments.

During purchase, traders can select the Swap-Free add-on to hold positions overnight without incurring swap (interest) fees.

MT5 Only
This add-on is exclusively available on MetaTrader 5. It is not supported on cTrader or Match-Trader.
  • Applies to Forex and Metals only.
  • Energies, Indices, and Crypto still incur standard swap charges even with the add-on active.

Commission

Standard accounts use the base commission structure. Accounts with the Swap-Free Add-on (MT5 only) pay higher commission in exchange for no overnight swap fees.

Crypto Commission Formula
Lot size x crypto price x 0.04%. For example, 1 lot of ETH/USD at $2,600 = $1.04 commission.
Instrument Standard Account Swap-Free Account (MT5)
Forex $5 per lot $10 per lot
Metals $5 per lot $10 per lot
Energies No commission No commission
Indices No commission No commission
Crypto 0.04% 0.04%

Leverage

Instrument Standard Account Swap-Free Account (MT5)
Forex 1:100 1:100
Metals 1:10 1:10
Energies 1:10 1:10
Indices 1:5 1:5
Crypto 1:2 1:2

When you pass Phase 1 and move to the Master Account, Crypto leverage changes from 1:2 to 1:1, including on swap-free accounts. This is a temporary change and is separate from the Dynamic Leverage below. During Phase 1, Crypto leverage stays at 1:2.

Important Information

Temporary Change Active
A temporary change to weekend holding and leverage has been implemented on 1 Step Master Accounts and will remain in effect until further notice.

Holding trades during the weekend is not allowed for all Master Accounts. Ensure all trades are closed before the market closes on Friday.

Any open trades will be automatically closed by the system. This is not a hard breach.

We actively monitor market conditions and geopolitical developments to ensure a safe and stable trading environment. When volatility, liquidity, or overall risk levels change, we may adjust trading conditions as needed. This can include temporary changes to leverage and margin requirements. All updates will be communicated to clients promptly by email.

Leverage Update: Effective 16 March 2026 at 23:59 Server Time (UTC+3)

Temporary Dynamic Leverage

Dynamic leverage is designed to give you more trading flexibility while maintaining responsible risk controls. Instead of applying a single fixed leverage ratio to your entire position, it uses a tiered structure where smaller trade lot sizes benefit from higher leverage, and the ratio gradually decreases as your position size grows. The temporary Dynamic Leverage is applied to Metals, Indices, and Energies on Master Accounts.

Dynamic Leverage Tiers

Lot Size Leverage
0.00 - 0.05 lots 1:50
0.05 - 0.10 lots 1:30
0.10 - 0.15 lots 1:25
0.15 - 0.25 lots 1:20
0.25 - 0.50 lots 1:10
0.50 and above lots 1:5
Example

The first 0.05 lots of any position uses 1:50 leverage, meaning you only need a small fraction of the trade's full value as margin. As your position grows beyond that, each additional portion requires progressively more margin (stepping through 1:30, 1:25, 1:20, and 1:10) until any volume above 0.50 lots uses the base rate of 1:5.

Your margin requirement is calculated cumulatively, each tier only applies to the portion of volume within its range, not your entire position. So, you always benefit from the lower tiers, no matter how large your trade becomes.

Lot Size Limit

20-Lot Max per Click / Trade
A hard 20-lot limit is enforced at the platform level on every single trade. This cannot be overridden regardless of your margin or leverage allowance. For crypto specifically, a separate 1-lot limit per click applies and is the binding restriction.

Frequently Asked Questions

Does the Concentration Policy applies only on accounts above 25k?

No. The Concentration policy applies on all account sizes for the 1-Step Flex Model.

I have a position open but have not closed anything in a month. Am I safe?

No. Inactivity counts completed trades, so a position sitting open does not reset the 30 days. The trade has to be opened and fully closed. There is no time limit to hit the Profit Target, so this is the one rule that can close the account without a loss. See Trading Objectives.

I hit the 12% target on day one but one trade idea went over 60%. What now?

The Evaluation still passes and the Master Account is created as normal. The condition moves to the Master Account: every Reward request needs 4 profitable days, and a profitable day closes up 0.5% or more of the account size. The condition does not expire, and the Reward split stays at 85%. See Rewards.

What happens to my Reward split after a second strike?

It drops by half, from 85% to 42.5%, and stays there. Warnings are cumulative and do not reset between Reward cycles, so a third warning takes the split to 20% and a fourth closes the account. Any profit from trade ideas that received a warning is deducted from the account. See Trading Objectives.

Which loss limit closes my account first?

Whichever one equity hits first. Both close the account. The 3% Daily Loss Limit uses the balance or equity at the start of the day, whichever is higher, and resets at 00:00 Platform Time. The 12% Max Loss Limit sits 12% below the starting balance and does not reset. See Trading Objectives.

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