\n 2 Step Flex is a two-phase evaluation. Phase 1 and Phase\n 2,\n then trading on a Master Account. At purchase, the reward\n structure is chosen: an 80% split, passing each phase on its profit\n target,\n or a 95% split\n based on profitable days. The choice is locked for the life of the\n account, and both cost the same.\n
\n\n Tests trading skills and builds a trading profile.\n
\n\n Confirms consistency and validates Phase 1 performance.\n
\n\n A second chance built for momentum. If an account is breached\n due to trading behavior, risk violations, or inactivity breaches,\n it can restart quickly without changing the setup with\n a discounted reset shown below.\n
\n\n Immediate account termination with no grace period. Click any card\n to learn more.\n
\n\n Max Loss Limit: 12% of the starting\n account size.\n
\n\n This is a static floor; it never moves. Equity or\n balance cannot touch this level at any point across both\n phases and the Master Account, including floating losses\n from open trades.\n
\n\n Account size: $100K\n
\n\n 12% of $100K = $12K. Equity or balance\n cannot drop to $88K\n at any point.\n
\n\n Daily Loss Limit: 4% of the higher value\n between the opening balance or opening equity for that\n day.\n
\n\n At the start of each trading day, the system records\n both balance and equity. Whichever is higher\n becomes the baseline. Equity cannot fall by more\n than 4% of that baseline at any point during the day,\n including floating losses from open trades.\n
\n\n Opening balance: $105K / Opening\n equity: $107K\n
\nBaseline = $107K (equity is higher)
\n\n 4% of $107K = $4,280. Equity cannot drop\n to $102,720\n that day.\n
\n\n Opening balance: $100K / Opening\n equity: $99K\n
\nBaseline = $100K (balance is higher)
\n\n 4% of $100K = $4K. Equity cannot drop\n to $96K that\n day.\n
\n\n The account is breached if no trades are completed in\n 30 consecutive calendar days. At least\n one complete trade, opened and fully closed, must occur\n within any 30-day window to keep the account active.\n
\n\n A trade only counts as activity once it is fully\n closed. Leaving a trade open does not reset or pause\n the inactivity timer.\n
\n\n We use the\n Economic Calendar on the FundingPips dashboard\n as our official news source, which features the News and Speeches\n .
\n Trading during high-impact news and speeches is subject to\n specific restrictions depending on account phase.\n
\n There are\n no news trading restrictions during the Evaluation phase.\n Trades can be held and managed during news and speech.\n
\n\n Trades can be held during news and speeches on the Master\n Account, however specific rules apply to\n trades opened\n or closed near high-impact news events.\n
\n\n \n Restricted\nNews;\n the window runs from\n 5 minutes before or 5 minutes\n after\n high-impact news\n .
\n
\n \n Restricted\nSpeeches;\n the window\n spans from\n 5 minutes before the high-impact speech begins until 5\n minutes after\n it concludes.\n
\n Trades opened 5 hours or more before\n a high-impact event or speech are excluded from the\n restriction and can be closed within the restricted\n window. Profits from these trades will count.\n
\n\n Trading Rule Clarification\n
\n\n Evaluation
\n Overnight and weekend holding are allowed during\n evaluation phases for all instruments on\n 2 Step Flex.\n
\n Master
\n On the Master Account, holding trades overnight\n and\n over the weekend is not allowed on 2 Step\n Flex Master\n Accounts. All open trades will be automatically closed by\n the\n system unless you have the Swing add-on.\n
\n Trades automatically closed by the system for overnight or\n weekend\n holding will not result in an account breach. However, weekday\n overnight trades will count as a valid trading day, while\n weekend\n holding will not count as a valid trading day.\n
\n\n Open positions on 2 Step Flex Master Accounts are\n closed by the system each day within a 15-minute\n window.\n Closing starts at the beginning of the window; any\n position still open at the end of the window will\n be closed.\n
\n| Period | \nStarts | \nAuto-close window | \n
|---|---|---|
| Summer time | \nFirst Sunday of March | \n20:45 to 21:00 UTC | \n
| Winter time | \nFirst Sunday of November | \n21:45 to 22:00 UTC | \n
\n Overnight and weekend holding on Master Accounts\n can be enabled at the time of purchase through an\n Add-on.\n
\n\n Impact of Weekday Overnight & Weekend Trades\n
\n\n Weekday overnight trades:
\n Profits from weekday overnight trades will be added to the\n account\n balance and will count toward Minimum Trading Days, Minimum\n Profitable Days, and the Consistency Score. The trade will\n also be\n counted as a valid trading day.\n
\n Weekend trades:
\n Profits from weekend trades will still be added to the account\n balance, while the biggest winning day and biggest losing\n day will\n be included in the consistency score calculation but does\n not count\n as a valid trading day.\n
\n Available at purchase for traders observing Islamic finance\n principles.\n Removes overnight swap charges on eligible instruments.\n
\n\n During purchase, traders can select the Swap-Free add-on\n to hold positions overnight without incurring swap (interest)\n fees.\n
\n\n Rewards run on two cycles: Bi-Weekly (choose\n an\n 80% or 95% split at purchase) or Monthly\n (100%\n split, available on Master Accounts purchased on 15 August\n 2026 onwards). Qualification depends on the cycle and split\n chosen. There is no Consistency Score on either Bi-Weekly\n split. Click a card to learn more.\n
\n\n Request a Reward with an 80% split\n every\n 14 calendar days after the first\n executed\n trade on the Master Account. The 14-day timer is\n the only\n gate.\n The cycle resets after each successfully processed\n reward.\n
\n\n Request a Reward with a 95% split\n every\n 14 calendar days after the first\n executed\n trade, plus 3 profitable days in\n the cycle. A profitable day is a day whose profit\n is at least\n 0.5% of the starting account size.\n
\n\n Request a Reward with a 100% split\n every\n 30 calendar days after the first\n executed\n trade on the Master Account. The consistency score\n and profitable\n days reset after each\n successfully processed reward.\n
\n\n Eligibility Requirements\n
\n\n The Striking System applies\n when\n the closed and floating loss on\n one trade idea\n reaches 1% of the Master Account size.\n
\n\n All losses from a single trade idea\n are counted together. A trade idea\n can\n be any of the following:\n
\n\n Warnings are cumulative and do not reset between\n Reward\n cycles.\n
\n| Warning | \nWhat happens | \n
|---|---|
| \n 1st\n | \nA warning is recorded | \n
| \n 2nd\n | \n\n The reward split drops by half\n | \n
| \n 3rd\n | \nThe reward split drops to 20%. | \n
| \n 4th\n | \n\n Account breach. The account is closed immediately.\n | \n
\n Standard accounts use the base commission structure.\n Accounts with the Swap-Free Add-on pay higher\n commission in exchange for no overnight swap fees.\n
\n| Instrument | \nStandard Account | \nSwing and Swap free accounts | \n
|---|---|---|
| Forex | \n$5 per lot | \n$10 per lot | \n
| Metals | \n$5 per lot | \n$10 per lot | \n
| Energies / Indices | \nNo commission | \nNo commission | \n
| Crypto | \n0.04% | \n0.04% | \n
| Instrument | \nStandard Account | \nSwing and Swap free accounts | \n
|---|---|---|
| Forex | \n1:100 | \n1:30 | \n
| Metals | \n1:30 | \n1:10 | \n
| Energies | \n1:10 | \n1:5 | \n
| Indices | \n1:20 | \n1:5 | \n
| Crypto | \n1:2 | \n1:1 | \n
\n Once Phase 2 is passed and the account moves to the Master\n Account,\n Crypto\n leverage changes from 1:2 to 1:1, including on swap-free\n accounts. This is a temporary change and is separate from\n the\n Dynamic Leverage below. During the evaluation phases, Crypto\n leverage stays at 1:2.\n
\n\n We actively monitor market conditions and geopolitical\n developments to ensure a safe and stable trading environment.\n When volatility, liquidity, or overall risk levels change,\n we may adjust trading conditions as needed. This can include\n temporary changes to leverage and margin requirements. All\n updates will be communicated to clients promptly by email.\n
\n\n Dynamic leverage is designed to give more trading\n flexibility while maintaining responsible risk controls.\n Instead of applying a single fixed leverage ratio to the\n entire position, it uses a tiered structure where smaller\n trade lot sizes benefit from higher leverage, and the ratio\n gradually decreases as position size grows. The temporary\n Dynamic Leverage is applied to Metals, Indices, and Energies\n on Master Accounts.\n
\n \n| Lot Size | \nLeverage | \n
|---|---|
| 0.00 - 0.05 lots | \n1:50 | \n
| 0.05 - 0.10 lots | \n1:30 | \n
| 0.10 - 0.15 lots | \n1:25 | \n
| 0.15 - 0.25 lots | \n1:20 | \n
| 0.25 - 0.50 lots | \n1:10 | \n
| 0.50 and above lots | \n1:5 | \n
\n The first 0.05 lots of any position uses 1:50 leverage,\n meaning only a small fraction of the trade's\n full value is needed as margin. As the position grows\n beyond\n that,\n each additional portion requires progressively more\n margin\n (stepping through 1:30, 1:25, 1:20, and 1:10) until\n any\n volume above 0.50 lots uses the base rate of 1:5.\n
\n\n The margin requirement is calculated cumulatively,\n each\n tier only applies to the portion of volume within\n its\n range, not the entire position. So, the lower tiers\n always benefit the trade, no matter how large it\n becomes.\n
\n| Category | \nInstruments | \n
|---|---|
| \n FX Majors7\n | \nEURUSD, GBPUSD, USDJPY, USDCHF, USDCAD, AUDUSD, NZDUSD | \n
| \n FX Crosses21\n | \n\n AUDCAD, AUDCHF, AUDJPY, AUDNZD,\n CADCHF,\n CADJPY, CHFJPY, EURAUD, EURCAD,\n EURCHF,\n EURGBP, EURJPY, EURNZD, GBPAUD,\n GBPCAD,\n GBPCHF, GBPJPY, GBPNZD, NZDCAD,\n NZDCHF,\n NZDJPY\n | \n
| \n Metals2 · spot\n | \n\n XAUUSD Gold (1 lot = 100 oz),\n XAGUSD\n Silver (1 lot = 5,000 oz)\n | \n
| \n Indices7 · cash\n | \n\n DJI30 (US Wall Street 30), FTSE100\n (UK\n 100), GER40 (Germany 40), JP225\n (Japan\n 225), NDX100 (US Tech 100), SPX500\n (US\n SPX 500), STX50 (EU Stocks 50)\n | \n
| \n Energies2 · spot\n | \nUKOIL (Crude Oil Brent), USOIL (Crude Oil WTI) | \n
| \n Crypto2\n | \nBTCUSD (Bitcoin vs USD), ETHUSD (Ethereum vs USD) | \n
\n Common questions about the topics covered on this page.\n
\nEvaluation to Master Phase
\n\n No. There is no time limit on either phase. Any\n pace\n works, as long as at least\n one trade is completed every 30 days to avoid\n inactivity\n and\n all trading rules are followed throughout.\n
\n\n Once all Phase 1 objectives are finished, the\n Phase 2 account will be ready! The new\n login details appear on the dashboard under Credentials.\n
\n\n After passing Phase 2, the Master Account is\n issued once\n the standard Master Account onboarding process\n is complete.\n This includes KYC verification, a review by the\n Responsible\n Trading Team (up to 2 working days), Customer\n Agreement\n signing, and connection to the risk management\n framework\n (a further 2 working days).\n
\n\n No. To pass either phase, the profit\n target must be reached with all open trades closed.\n Profits\n from trades\n that are still open do not count, even if they\n are showing\n a gain above the target.\n
\n\n Yes. Resets are now available for inactivity\n breaches,\n with discounts based on the account phase. If\n Phase\n 1, Phase 2, or Master Account is breached, a\n Reset option\n will appear on the dashboard within 7 calendar\n days\n of the breach. Phase 1 resets receive a 12% discount,\n Phase 2 resets receive a 10% discount, and Master\n Account\n resets receive a 7% discount. All reset accounts\n restart\n at Evaluation Phase 1.\n
\n\n Yes. If Phase 1 or Phase 2 is breached through\n trading\n behavior or a risk-limit violation, an Evaluation\n Reset\n appears automatically on the\n dashboard,\n available for 7 calendar days after the breach.\n It restarts\n the account at Phase 1, even if Phase 2 was breached,\n and keeps\n the same account number, account size\n and trading platform. and Master\n Account\n resets receive a 7% discount. All reset accounts\n restart\n at Evaluation Phase 1.\n
\nAccount Violations
\n\n Yes. The moment the account value touches or\n drops below\n the limit, even briefly, it is counted as a violation.\n It does not matter if the account recovers right\n after.\n
\n\n Yes. The violation is confirmed the moment the\n limit\n is touched. Even if the trade turns around and\n closes\n in profit, the account remains violated because\n the rule\n was broken at some point during the trade.\n
\n\n If no trade is completed for 30 consecutive calendar\n days, the account is closed for inactivity. At least\n one fully closed trade within any 30-day window keeps\n the account active.\n
\n\n The account is immediately locked. Any open trades\n are\n closed automatically, and the account switches to\n view-only\n mode. The dashboard will show exactly which rule\n was\n broken and when, and an email notification is also\n sent.\n
\nNews & Weekend Holding
\n\n Yes. The news window restriction on the Master Account\n applies to all order types. Opening or closing any\n position\n type within the restricted window on the affected\n currency\n will result in those profits not being counted.\n
\n\n Weekend holding is allowed during the Evaluation\n phases but\n is not allowed on Master Accounts by default. On\n Master Accounts,\n weekend holding can be enabled at the time of purchase\n through\n a 10% add-on.\n\n If weekend holding is not enabled, any open trades\n will be\n automatically closed before the weekend. This will\n not result\n in a hard breach, but the trades will not count as\n a valid\n trading day.\n
\nRewards
\n\n A profitable day is a day whose profit is at least\n 0.5%\n of the starting account size. Profitable days are\n the\n qualification path in each phase on the 95% split,\n and\n for a reward on the 95% split.\n
\n\n No. The 80% or 95% split is chosen at purchase, and\n the\n choice is locked for the life of the\n account. Both cost the same.\n
\n\n On the 80% split, 14 calendar days after the first\n executed\n trade on the Master Account. On the 95% split, 3\n profitable\n days in the cycle are also\n required. The minimum reward\n request is 1% of the Master Account Size, including\n FundingPips'\n split.\n
\n\n No. Once the reward cycle is complete, it stays available\n until requested. The request can be submitted\n whenever ready.\n
\nTrading Conditions
\n\n A maximum of 1 lot per click can be opened on crypto,\n as long as the account has enough available margin.\n
\n